137 Ledge Stone Ln, Gaffney, SC 29341 Property Records

Cherokee County property record for 137 Ledge Stone Ln, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	2,536 sqft · built 2015
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,000 (Jun 2015)
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030091-23-3`

Property Details

APN / Parcel Number

Primary APN	`030091-23-3`
Alternative APNs	`059-00-00-035.025` `029903223`

Interior

Stories	1 Story
Building Area	2,536 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Lot Area	35,284 sqft (0.81 acres)
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	137 LEDGE STONE LN
City	GAFFNEY
State	SC
Zip	29341-4439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	137 LEDGE STONE LANE LOT#25 FM A/R HOMES $271000 FM AIRBORNE $22000 FM PAR 59-35
Legal Subdivision	CROSSING SUB
Legal Tract	81
Legal Lot Number	25
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1008
Census Tract	970204

Owner

Source: Cherokee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 LEDGE STONE LN, GAFFNEY, SC 29341-4439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FEDERAL CREDIT UNION
Apr 24, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2015 · Amount on Record
Deed Sale	Jun 24, 2015 · Amount on Record
Deed Book / Page	77 / 2950
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Recording Date	Jul 21, 2026
Property Address	137 LEDGE STONE LN, GAFFNEY, SC 29341-4439
Document Number	0000004026
Book / Page	201 / 463
Instrument Date	Jul 15, 2026
Instrument	20264026
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 LEDGE STONE LN, GAFFNEY, SC 29341-4439

Mortgage

Document Number	0000004026,
Date	Jul 21, 2026
Book Page	201/463
Instrument	20264026

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	137 LEDGE STONE LN # 25, 25, GAFFNEY, SC 29341-4439
Document Number	0001221620
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	137 LEDGE STONE LN GAFFNEY SC 293414439, GAFFNEY, SC 29341-4439

Mortgage

Document Number	0001221620
Date	May 13, 2020
Book Page	000122/001620
Instrument	2367

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 12, 2040

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00 (+19.42%) Homeowner's exemption	$14,290 (-) Land $1,200 Building $13,090	$399,400 (-) Land $30,000 Building $369,400
2023	$1,488.00	$14,290 Land $1,200 Building $13,090	$399,400 Land $30,000 Building $369,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001
Water Source	Purchased surface water from GRASSY POND WATER CO INC
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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