132 Ledge Stone Ln, Gaffney, SC 29341 Property Records

Cherokee County property record for 132 Ledge Stone Ln, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	2,852 sqft · built 2018
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Feb 2018)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010312-23-3`

Property Details

APN / Parcel Number

Primary APN	`010312-23-3`
Alternative APNs	`059-00-00-035.036` `010390223`

Interior

Stories	2 Stories
Building Area	2,852 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Lot Area	34,848 sqft (0.8 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Location & Zoning

Street Address	132 LEDGE STONE LN
City	GAFFNEY
State	SC
Zip	29341-4439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	132 LEDGE STONE LN LT# 36 12/14/16 SPLIT .80 FROM 059-035 FM ANTHONY/RODNEY HOMES $320000
Legal Subdivision	CROSSING CHEROKEE NATIONAL
Legal Tract	81
Legal Lot Number	36
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1008
Census Tract	970204

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 LEDGE STONE LN, GAFFNEY, SC 29341-4439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage FIRST PIEDMONT FED'L S&L ASSN
Mar 1, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI MAINLAND MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2018 · Amount on Record
Deed Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	0001011305
Deed Book / Page	101 / 1305
Last Transfer Date	Mar 1, 2018
Transfer Doc	0001011305
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	132 LEDGE STONE LN # 36, 36, GAFFNEY, SC 29341-4439
Document Number	0001221775
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	132 LEDGE STONE LN GAFFNEY SC 293414439, GAFFNEY, SC 29341-4439

Mortgage

Document Number	0001221775
Date	May 14, 2020
Book Page	000122/001775
Instrument	2395

Lender

Name	FIRST PIEDMONT FED'L S&L ASSN
Address	GAFFNEY, SC 29341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 1, 2018
Property Address	132 LEDGE STONE LN # 36, 36, GAFFNEY, SC 29341-4439
Document Number	0001011305
Book / Page	000101 / 001305
Instrument Date	Feb 27, 2018
Instrument	949
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 19, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 LEDGE STONE LN GAFFNEY SC 293414439, GAFFNEY, SC 29341-4439

Mortgage

Document Number	1011307
Date	Mar 1, 2018
Book Page	000101/001307
Instrument	950

Lender

Name	MAINLAND MTG
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00 (+36.28%) Homeowner's exemption	$16,730 (+14.04%) Land $1,200 Building $15,530	$461,600 (+12.53%) Land $30,000 Building $431,600
2023	$1,527.00	$14,670 Land $1,200 Building $13,470	$410,200 Land $30,000 Building $380,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001
Water Source	Purchased surface water from GRASSY POND WATER CO INC
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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