120 Ledge Stone Ln, Gaffney, SC 29341 Property Records

Cherokee County property record for 120 Ledge Stone Ln, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,081 sqft · built 2015
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 2019)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031592-23-3`

Property Details

APN / Parcel Number

Primary APN	`031592-23-3`
Alternative APNs	`059-00-00-035.038` `031234223`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	2,081 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Lot Area	27,007 sqft (0.62 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	291 sqft

Location & Zoning

Street Address	120 LEDGE STONE LN
City	GAFFNEY
State	SC
Zip	29341-4439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	120 LEDGE STONE LN LT#38 FM GILFILLAN $290,000
Legal Subdivision	ANTHONY/RODNEY HOMES LLC
Legal Tract	81
Legal Lot Number	38
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1008
Census Tract	970204

Owner

120 Ledge Stone Ln is owned and occupied by two individuals who bought it in November 2019.

Source: Cherokee County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 LEDGE STONE LN, GAFFNEY, SC 29341-4439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Nov 25, 2019	Grant Deed, Transfer BENCHMARK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Jun 17, 2015 · Amount on File
Deed Document Number	20195946
Deed Book / Page	117 / 2828
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Recording Date	Jun 24, 2026
Property Address	120 LEDGE STONE LN, GAFFNEY, SC 29341-4439
Document Number	0000003489
Book / Page	200 / 189
Instrument Date	Jun 14, 2026
Instrument	20263489
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LEDGE STONE LN, 38, GAFFNEY, SC 29341-4439

Mortgage

Document Number	0000003489,
Date	Jun 24, 2026
Book Page	200/189
Instrument	20263489

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Nov 25, 2019
Property Address	120 LEDGE STONE LN # 38, 38, GAFFNEY, SC 29341-4439
Document Number	0001172828
Book / Page	000117 / 002828
Instrument Date	Nov 22, 2019
Instrument	5946
Transaction Type	Transfer
Record Updated	Dec 14, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 LEDGE STONE LN GAFFNEY SC 293414439, GAFFNEY, SC 29341-4439

Mortgage

Document Number	1172831
Date	Nov 25, 2019
Book Page	000117/002831
Instrument	5947

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

Interest

Rate	7%

Tax Assessment & Valuation

The 2025 property tax bill for 120 Ledge Stone Ln was $1,560.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,560.00	$12,540 Land $1,200 Building $11,340	$326,400 Land $30,000 Building $296,400
2023	$1,306.00	$12,540 Land $1,200 Building $11,340	$326,400 Land $30,000 Building $296,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Ledge Stone Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Ledge Stone Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001
Water Source	Purchased surface water from GRASSY POND WATER CO INC
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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