137 E 11th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 137 E 11th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,966 sqft · built 1880
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jul 1998)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.41-04-22`

Property Details

APN / Parcel Number

Primary APN	`351200 128.41-04-22`
Alternative APNs	`120012804100040220000000` `5197`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,966 sqft Living Area
1st Floor Area	1,106 sqft
2nd Floor Area	860 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	100 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	456 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5197
Street Address	137 E 11TH ST
City	OSWEGO
State	NY
Zip	13126-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Block	4
Legal Lot Number	22.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4001
Census Tract	21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.41-04-22

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	137 E 11TH ST, OSWEGO, NY 13126-1627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 1998 · Amount on Record
Deed Sale	Jul 14, 1998 · Amount on Record
Deed Book / Page	1418 / 195
Record Updated	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	137 E 11TH ST, OSWEGO, NY 13126-1627
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CNY ABSTRACT & TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006455
Date	Jul 10, 2018
Instrument	R-2018-006455

Lender

Name	FULTON SAVINGS BANK
Type	Bank
Address	FULTON, NY 13069

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2038

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,637.00	$194,000 (+76.36%) Land $19,200 Building $174,800	$194,000 (+46.38%) Land $19,200 Building $174,800
2023		$110,000 Land $10,200 Building $99,800	$132,530 Land $12,289 Building $120,241

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 403 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSWEGO CITY serves 29,400 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.