134 E 11th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 134 E 11th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,306 sqft · built 1920
Lot Size	0.204 acres (8,900 sqft)
Owner	2 Individual Names on File
Last Sale	$89,000 (Jul 2021)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`351200 128.41-03-08`

Property Details

APN / Parcel Number

Primary APN	`351200 128.41-03-08`
Alternative APNs	`120012804100030080000000` `4878`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	882 sqft
Upper Floors Area	427 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,900 sqft (0.204 acres)
Lot Dimensions	100 ft deep x 89 ft wide
Garage Type	Detached
Garage Area	192 sqft
Porch	Slab
Porch Area	186 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4878
Street Address	134 E 11TH ST
City	OSWEGO
State	NY
Zip	13126-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Block	3
Legal Lot Number	8.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4002
Census Tract	21605

Owner

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	134 E 11TH ST, OSWEGO, NY 13126-1630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU
Mar 16, 2020	Warranty Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	20217609
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	0000007609
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 6, 2021
Property Address	134 E 11TH ST, OSWEGO, NY 13126-1630
Document Number	0000007609
Instrument Date	Jun 17, 2021
Instrument	R-2021-007609
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	830 COUNTY ROUTE 20, 830, OSWEGO, NY 13126-5644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	134 E 11TH ST, OSWEGO, NY 13126-1630

Mortgage

Document Number	0000007610
Date	Jul 6, 2021
Instrument	R-2021-007610

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

Mortgage

Document Number	0000007611
Date	Jul 6, 2021
Instrument	R-2021-007611

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 16, 2020
Property Address	134 E 11TH ST, OSWEGO, NY 13126-1630
Document Number	0000002217
Instrument Date	Mar 7, 2020
Instrument	2217
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	830 COUNTY ROUTE 20 OSWEGO NY 131265644, OSWEGO, NY 13126-5644

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,687.00	$90,000 (+13.92%) Land $17,600 Building $72,400	$90,000 (-5.44%) Land $17,600 Building $72,400
2023		$79,000 Land $10,700 Building $68,300	$95,181 Land $12,892 Building $82,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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