131 E 11th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 131 E 11th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,018 sqft · built 1880
Lot Size	0.159 acres (6,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jan 2026)
Deeds & Mortgages	Dec 2025 Sale Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.41-04-25`

Property Details

APN / Parcel Number

Primary APN	`351200 128.41-04-25`
Alternative APNs	`120012804100040250000000` `4846`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,950 sqft (0.159 acres)
Lot Dimensions	100 ft deep x 69.5 ft wide
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4846
Street Address	131 E 11TH ST
City	OSWEGO
State	NY
Zip	13126-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Subdivision	EAST OSWEGO
Legal Block	4
Legal Lot Number	25.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4001
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 E 11TH ST, SY, OSWEGO, NY 13126-1627
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Quit Claim Deed, Transfer CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC
Jan 9, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
May 3, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Dec 26, 2025 · Amount on Record
Deed Document Number	2026R2026000281
Prior Transfer Date	Mar 24, 2023
Prior Transfer Doc	0000003678
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 26, 2025
Property Address	131 E 11TH ST, OSWEGO, NY 13126-1627
Document Number	0000001609
Instrument Date	Dec 26, 2025
Instrument	R-2025-011609
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$4.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 E BRIDGE ST, OSWEGO, NY 13126-2123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 E 11TH ST # SY, SY, OSWEGO, NY 13126-1627

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 9, 2026
Property Address	131 E 11TH ST, OSWEGO, NY 13126-1627
Document Number	0000000281
Instrument Date	Dec 3, 2025
Instrument	R-2026-000281
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 E BRIDGE ST, OSWEGO, NY 13126-2123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 E 11TH ST, OSWEGO, NY 13126-1627

Mortgage

Document Number	0000000282
Date	Jan 9, 2026
Instrument	R-2026-000282

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	May 3, 2023
Property Address	131 E 11TH ST, OSWEGO, NY 13126-1627
Document Number	0000003678
Instrument Date	Mar 24, 2023
Instrument	R-2023-003678
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 W ONEIDA ST, OSWEGO, NY 13126-2556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 E BRIDGE ST, OSWEGO, NY 13126-2118

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,000 (-) Land $18,400 Building $42,600	$61,000 (-) Land $18,400 Building $42,600
2024	Additional exemption filed	$61,000 (+144%) Land $18,400 Building $42,600	$61,000 (+102.52%) Land $18,400 Building $42,600
2023		$25,000 Land $10,000 Building $15,000	$30,120 Land $12,048 Building $18,072

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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