Worcester County and Worcester City property record for 129 Derby St, Worcester, MA 01604 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,027 sqft · built 2018 |
| Lot Size | 0.115 acres (4,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,900 (Jan 2020) |
| Tax Bill | $6,893 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-019-189-1 |
| Primary APN | 35-019-189-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,027 sqft Living Area |
| Gross Area | 2,578 sqft |
| 1st Floor Area | 1,047 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,998 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 35-019-189-1 |
|---|---|
| Street Address | 129 DERBY ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-3942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 19 |
| Legal Lot Number | 189-1 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 732802 |
Source: Worcester County and Worcester City records · APN 35-019-189-1
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 129 DERBY ST, WORCESTER, MA 01604-3942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage FALL RIVER FIVE CENTS SAVINGS BANK |
| Jan 10, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2020 · Amount on Record |
| Deed Sale | Jan 10, 2020 · Amount on Record |
| Deed Document Number | 20202897 |
| Deed Book / Page | 61727 / 136 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jul 15, 2026 |
| Property Address | 129 DERBY ST, WORCESTER, MA 01604-3942 |
| Document Number | 0000059351 |
| Book / Page | 73876 / 287 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 202659351 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 DERBY ST, WORCESTER, MA 01604-3942 |
| Date | Jul 15, 2026 |
|---|
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jan 10, 2020 |
| Property Address | 129 DERBY ST, WORCESTER, MA 01604-3942 |
| Document Number | 61727-136 |
| Book / Page | 61727 / 136 |
| Instrument Date | Jan 09, 2020 |
| Instrument | 2897 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 DERBY ST, WORCESTER, MA 01604 |
| Document Number | 2898 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 2898 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,893.00 (+4.61%) | $522,600 (+13.73%) Land $97,800 Building $424,800 | $549,670 (+8.49%) |
| 2024 | $506,635 | ||
| 2023 | $6,589.00 | $459,500 Land $85,100 Building $374,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277328021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 3 (1978–2000) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2000, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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