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137 Cumberland Ct, Elyria, OH 44035 Property Records

Lorain County property record for 137 Cumberland Ct, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,744 sqft · built 1993
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Tax Bill$2,279 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jan 2018 Transfer
Flood ZoneZone X (minimal risk)
APN10-00-005-102-232

Property Details

APN / Parcel Number

Primary APN10-00-005-102-232

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,744 sqft Living Area
1st Floor Area990 sqft
2nd Floor Area754 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area684 sqft
PorchOpen Porch
Porch Area174 sqft
Patio Area144 sqft
Canopy144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address137 CUMBERLAND CT
CityELYRIA
StateOH
Zip44035-7389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST HAMPTON SUB #1 70 X 125
Legal SubdivisionEAST HAMPTON SUB # 1 FRNT
Legal Block102
Legal Lot Number24
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3007
Census Tract71202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address137 CUMBERLAND CT, ELYRIA, OH 44035-7389
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Deed of Trust, Mortgage · VA Mortgage
NATIONS LNDG
Jan 8, 2018Affidavit of Death, Transfer
CARDINAL HOPE EXAM COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2018
Deed SaleJan 8, 2018
Deed Document Number2018090069
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address137 CUMBERLAND CT, ELYRIA, OH 44035-7389
Document Number0000772193
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyOHIO REAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 CUMBERLAND CT ELYRIA OH 440357389, ELYRIA, OH 44035-7389

Mortgage

Document Number0000772193
DateAug 3, 2020
Instrument772193
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 2, 2050

January 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLORAIN OH
Recording DateJan 8, 2018
Property Address137 CUMBERLAND CT, ELYRIA, OH 44035-7389
Document Number0000657654
Instrument DateJan 6, 2018
Instrument657654
Transaction TypeTransfer
Record UpdatedJan 26, 2018
Title CompanyCARDINAL HOPE EXAM COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address137 CUMBERLAND CT ELYRIA OH 440357389, ELYRIA, OH 44035-7389

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,279.00$75,970 (+%) Land $16,990 Building $58,980$217,050 (-) Land $48,550 Building $168,500
2024$2,279.00 (-17.87%)$75,968 (+9.74%) Land $16,993 Building $58,975$217,050 (+9.74%) Land $48,550 Building $168,500
2023$2,775.00 (-0.39%)$69,223 (-0.01%) Land $15,645 Building $53,578$197,780 (-) Land $44,700 Building $153,080
2022$2,786.00$69,230 Land $15,650 Building $53,580
2021$197,780 Land $44,700 Building $153,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Windstream
DSL · Fiber in parts of the area		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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