125 Cumberland Ct, Elyria, OH 44035 Property Records

Lorain County property record for 125 Cumberland Ct, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,760 sqft · built 1993
Lot Size0.194 acres (8,485 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jun 2018)
Tax Bill$2,954 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-00-005-102-229

Property Details

APN / Parcel Number

Primary APN10-00-005-102-229

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,760 sqft Living Area
1st Floor Area1,760 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area8,485 sqft
Lot Dimensions179 ft deep x 47 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area212 sqft
Gazebo160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address125 CUMBERLAND CT
CityELYRIA
StateOH
Zip44035-7389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST HAMPTON SUB # 1 0047.34 X 0179.24
Legal SubdivisionEAST HAMPTON SUB # 1 FRNT
Legal Block102
Legal Lot Number21
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3007
Census Tract71202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address125 CUMBERLAND CT, ELYRIA, OH 44035-7389
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2018 · Amount on Record
Deed SaleJun 6, 2018 · Amount on Record
Deed Document Number2018002996
Record UpdatedJun 8, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 6, 2018
Property Address125 CUMBERLAND CT, ELYRIA, OH 44035-7389
Document Number0000675125
Map ReferenceMB 51 PG 3
Instrument DateJun 4, 2018
Instrument2018-0675125
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 CUMBERLAND CT, ELYRIA, OH 44035-7389

Mortgage

Document Number0000675126
DateJun 6, 2018
Instrument2018-0675126
Lender
NameAMERIFIRST FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,954.00$71,560 (+%) Land $18,380 Building $53,180$204,450 (-) Land $52,500 Building $151,950
2024$2,954.00 (+11.26%)$71,558 (+24.44%) Land $18,375 Building $53,183$204,450 (+24.44%) Land $52,500 Building $151,950
2023$2,655.00 (+0.3%)$57,506 (-0.01%) Land $15,215 Building $42,291$164,300 (-) Land $43,470 Building $120,830
2022$2,647.00$57,510 Land $15,220 Building $42,290
2021$164,300 Land $43,470 Building $120,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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