127 Cumberland Ct, Elyria, OH 44035 Property Records

Lorain County property record for 127 Cumberland Ct, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,936 sqft · built 1993
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,400 (May 2026)
Tax Bill	$3,793 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-102-230`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-102-230`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,936 sqft Living Area
Gross Area	2,377 sqft
1st Floor Area	990 sqft
Basement Area	696 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	174 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	127 CUMBERLAND CT
City	ELYRIA
State	OH
Zip	44035-7389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST HAMPTON SUB # 1 54.37 X 155.13
Legal Subdivision	EAST HAMPTON SUB 1
Legal Block	102
Legal Lot Number	22
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3007
Census Tract	71202

Owner

Source: Lorain County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 CUMBERLAND CT, ELYRIA, OH 44035-7389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Deed Document Number	202697076
Prior Transfer Date	Aug 22, 2012
Prior Transfer Doc	0000428315
Record Updated	Sep 20, 2026

May 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	May 26, 2026
Property Address	127 CUMBERLAND CT, ELYRIA, OH 44035-7389
Document Number	0000097076
Instrument Date	May 21, 2026
Instrument	202697076
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129,845.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	127 CUMBERLAND CT, ELYRIA, OH 44035-7389

Mortgage

Document Number	0000097077,
Date	May 26, 2026
Instrument	202697077

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,793.00 (-2.77%) Homeowner's exemption	$91,970 (-0.01%) Land $18,890 Building $73,080	$262,790 (-) Land $53,980 Building $208,810
2024	$3,901.00 (+14.77%)	$91,977 (+24.86%) Land $18,893 Building $73,084	$262,790 (+24.86%) Land $53,980 Building $208,810
2023	$3,399.00 (+0.3%)	$73,662 (+%) Land $18,841 Building $54,821	$210,460 (-) Land $53,830 Building $156,630
2022	$3,389.00	$73,660 Land $18,840 Building $54,820
2021			$210,460 Land $53,830 Building $156,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20