13687 Garner Ln, Chico, CA 95973 Property Records

Butte County property record for 13687 Garner Ln, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 1968
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$450,500 (May 2019)
Tax Bill	$5,805 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047-290-046-000`

Property Details

APN / Parcel Number

Primary APN	`047-290-046-000`
Alternative APN	`047-290-046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,828 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Modern
Construction Type	Wood
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	047-290-046
Street Address	13687 GARNER LN
City	CHICO
State	CA
Zip	95973-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	13687 GARNER LANE
Legal Subdivision	MAP OF THE PRIESING LANDS
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1038
Census Tract	1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13687 GARNER LN, CHICO, CA 95973-9240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HM MTG
May 3, 2019	Grant Deed, Transfer MID-VALLEY TITLE AND ESCROW, MID-VALLEY TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on File
Deed Sale	May 3, 2019 · Amount on File
Deed Document Number	201922382
Prior Transfer Date	Oct 18, 2000
Prior Transfer Doc	0000042932
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13687 GARNER LN, CHICO, CA 95973-9240
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13687 GARNER LN, CHICO, CA 95973-9240

Mortgage

Document Number	0000045968
Date	Oct 15, 2021
Instrument	2021-0045968

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13687 GARNER LN, CHICO, CA 95973-9240
Document Number	0000022383
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 DANA POINT RD CHICO CA 959283943, CHICO, CA 95928-3943

Mortgage

Document Number	0000022383
Date	May 1, 2019
Instrument	22383

Lender

Name	COMMERCE HM MTG
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 3, 2019
Property Address	13687 GARNER LN, CHICO, CA 95973-9240
Document Number	0000022382
Instrument Date	Apr 23, 2019
Instrument	22382
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	MID-VALLEY TITLE AND ESCROW, MID-VALLEY TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$495.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13687 GARNER LN CHICO CA 959739240, CHICO, CA 95973-9240

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,016 (+2%) Land $176,360 Building $335,656
2025	$5,805.00 (+7.86%)	$501,977 (+4.04%) Land $172,902 Building $329,075
2024			$579,960
2023	$5,382.00 (+1.62%)	$482,487 Land $166,189 Building $316,298
2022	$5,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garner Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures