13821 Garner Ln, Chico, CA 95973 Property Records

Butte County property record for 13821 Garner Ln, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,088 sqft · built 1947
Lot Size	1.48 acres (64,904 sqft)
Owner	Individual Name on Record
Last Sale	$447,000 (Sep 2023)
Tax Bill	$5,275 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`047-440-042-000`

Property Details

APN / Parcel Number

Primary APN	`047-440-042-000`
Alternative APN	`047-440-042`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	64,904 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	047-440-042
Street Address	13821 GARNER LN
City	CHICO
State	CA
Zip	95973-9284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13821 GARNER LN
Legal Subdivision	KOHLHOFF & GACKSTETTER LANDS
Legal Lot Number	3
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1038
Census Tract	1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1809 S ST, 101, SACRAMENTO, CA 95811-6760
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Nov 30, 2021	Intrafamily Transfer, Transfer
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Aug 31, 2005 · Amount on Record
Deed Document Number	202326470
Prior Transfer Date	Nov 26, 2021
Prior Transfer Doc	0000051718
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 29, 2023
Property Address	13821 GARNER LN, CHICO, CA 95973-9284
Document Number	0000026470
Map Reference	MB 7 PG 35
Instrument Date	Sep 26, 2023
Instrument	2023-0026470
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 S ST # 101-17, 101, SACRAMENTO, CA 95811-6760

Mortgage

Document Number	0000026471
Date	Sep 29, 2023
Instrument	2023-0026471

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Nov 30, 2021
Property Address	13821 GARNER LN, CHICO, CA 95973-9284
Document Number	0000051718
Map Reference	MB 7 PG 35
Instrument Date	Nov 26, 2021
Instrument	2021-0051718
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13821 GARNER LN, CHICO, CA 95973-9284

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13821 GARNER LN, CHICO, CA 95973-9284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13821 GARNER LN, CHICO, CA 95973-9284

Mortgage

Document Number	0000046291
Date	Nov 5, 2020
Instrument	2020-0046291

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,058 (+2%) Land $260,100 Building $204,958
2025	$5,275.00 (+13.03%)	$455,940 (+7.28%) Land $255,000 Building $200,940
2024			$395,190
2023	$4,667.00 (+3.39%) Homeowner's exemption	$425,000 Land $220,000 Building $205,000
2022	$4,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garner Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures