13647 Garner Ln, Chico, CA 95973 Property Records

Butte County property record for 13647 Garner Ln, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,033 sqft · built 1963
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Apr 2026)
Tax Bill	$6,830 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`047-300-123-000`

Property Details

APN / Parcel Number

Primary APN	`047-300-123-000`
Alternative APN	`047-300-123`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,033 sqft Living Area
1st Floor Area	2,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Modern
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Old Parcel Number	047-300-123
Street Address	13647 GARNER LN
City	CHICO
State	CA
Zip	95973-9239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	13647 GARNER LN
Legal Subdivision	PRIESING LANDS PRCL 02
Legal Block	2
Legal Lot Number	P
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1038
Census Tract	1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13647 GARNER LN, CHICO, CA 95973-9239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Apr 3, 2026	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 22, 2024	Grant Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 14, 2023	Grant Deed, Transfer · Commercial Mortgage THE METCALF FAMILY TRUST
Feb 23, 2023	Intrafamily Transfer, Transfer
Jan 11, 2023	Re-recorded Document MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO
Jan 9, 2023	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Jan 22, 2024 · Amount on Record
Deed Document Number	20269625
Prior Transfer Date	Feb 22, 2023
Prior Transfer Doc	0000005887
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13647 GARNER LN, CHICO, CA 95973-9239
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13647 GAMER LANE, CHICO, CA 95973

Mortgage

Document Number	0000030307
Date	Jul 6, 2021
Instrument	2021-0030307

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 3, 2026
Property Address	13647 GARNER LN, CHICO, CA 95973-9239
Document Number	0000009625
Instrument Date	Mar 27, 2026
Instrument	20269625
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,548.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13647 GARNER LN, CHICO, CA 95973-9239

Mortgage

Document Number	0000009626,
Date	Apr 3, 2026
Instrument	20269626

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 22, 2024
Property Address	13647 GARNER LN, CHICO, CA 95973-9239
Document Number	0000002965
Map Reference	MB 7 PG 23
Instrument Date	Jan 22, 2024
Instrument	2024-0002965
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13647 GARNER LN, CHICO, CA 95973-9239

Mortgage

Document Number	0000002966
Date	Jan 22, 2024
Instrument	2024-0002966

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 14, 2023
Property Address	13647 GARNER LN, CHICO, CA 95973-9239
Document Number	0000018432
Map Reference	MB 7 PG 23
Instrument Date	Jul 13, 2023
Instrument	2023-0018432
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 12, CHICO, CA 95927-0012

Mortgage

Document Number	0000018433
Date	Jul 14, 2023
Instrument	2023-0018433

Lender

Name	THE METCALF FAMILY TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Feb 23, 2023
Property Address	13647 GARNER LN, CHICO, CA 95973-9239
Document Number	0000005887
Map Reference	MB 7 PG 23
Instrument Date	Feb 22, 2023
Instrument	2023-0005887
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 W SHASTA AVE, CHICO, CA 95973-8607

January 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BUTTE CA
Recording Date	Jan 11, 2023
Property Address	13647 GARNER LN, CHICO, CA 95973-9239
Document Number	0000000803
Map Reference	MB 7 PG 23
Instrument Date	Dec 30, 2022
Instrument	2023-0000803
Record Updated	Feb 14, 2023
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 W SHASTA AVE, CHICO, CA 95973-8607

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 9, 2023
Property Address	13647 GARNER LN, CHICO, CA 95973-9239
Document Number	0000000547
Map Reference	MB 7 PG 23
Instrument Date	Dec 30, 2022
Instrument	2023-0000547
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 W SHASTA AVE, CHICO, CA 95973-8607

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,911 (+2%) Land $228,888 Building $374,023
2025	$6,830.00 (+37.07%)	$591,090 (+172.02%) Land $224,400 Building $366,690
2024	$4,983.00 (+111.41%)		$509,130
2023	$2,357.00 (+1.77%) Homeowner's exemption	$217,300 Land $120,723 Building $96,577
2022	$2,316.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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