St. Joseph County property record for 13686 Spence Rd, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,288 sqft Living Area |
| Lot Size | 41,382 sqft (0.95 acres) |
| Garage | 672 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $85,000 (2011) |
| Tax Bill | $632.00 (2025) |
| Primary APN | 004-010-014-03 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,288 sqft Living Area |
| 1st Floor | 1,288 sqft 1st Floor |
| Basement Area | 1,288 sqft Basement |
| Unfinished Basement | 1,288 sqft Unfinished |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch Style |
| Lot Area | 41,382 sqft (0.95 acres) |
| Depth X Width | 186 ft x 223 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 672 sqft Garage |
| Heating System | Radiant Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 13686 SPENCE RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM SE COR OF SEC 10 T6S R12W TH W 1533.21 FT TH N 33 FT TO POB TH N 150 FT TH W 237 FT TH S 150 FT TH E 237 FT TO POB. |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 10 |
| Jurisdiction | ST JOSEPH MI |
| Minor Civil Division | FABIUS |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 41102 |
Source: St. Joseph County records · APN 004-010-014-03
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13686 SPENCE RD, THREE RIVERS, MI 49093-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MARSHALL COMMUNITY CU |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MARSHALL COMMUNITY CU |
| Dec 26, 2019 | Deed of Trust, Mortgage · Line of Credit MARSHALL COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 1620 / 702 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 13686 SPENCE RD, THREE RIVERS, MI 49093-9705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021001262 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2021001262 |
| Name | MARSHALL COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MARSHALL, MI 49068 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 13686 SPENCE RD, THREE RIVERS, MI 49093-9705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020003162 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020003162 |
| Name | MARSHALL COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MARSHALL, MI 49068 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 13686 SPENCE RD, THREE RIVERS, MI 49093-9705 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1989/0764 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 1989/0764 |
| Name | MARSHALL COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | MARSHALL, MI 49068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 20, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,800 | $215,600 | |
| 2025 | $632.00 Homeowner's exemption |
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