13629 Darchance Rd, Windermere, FL 34786 Property Records

Orange County property record for 13629 Darchance Rd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 2007
Lot Size	0.138 acres (5,997 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,670 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-23-27-1612-01-350`

Property Details

APN / Parcel Number

Primary APN	`26-23-27-1612-01-350`
Alternative APNs	`272326161201350` `148885` `150054` `152172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,835 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	1,835 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,997 sqft (0.138 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13629 DARCHANCE RD
City	WINDERMERE
State	FL
Zip	34786-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ENCLAVE AT BERKSHIRE PARK 65/124 LOT 135
Legal Range	27E
Legal Township	23S
Legal Section	26
Legal Subdivision	ENCLAVE AT BERKSHIRE PARK
Legal Tract	1612
Legal Block	1
Legal Lot Number	135
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2018
Census Tract	17112

Owner

13629 Darchance Rd is owned and occupied by two individuals who acquired it in January 2016.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13629 DARCHANCE RD, WINDERMERE, FL 34786-6315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2016
Deed Sale	Jan 8, 2016
Prior Sale	Mar 13, 2007 · Amount on File
Deed Document Number	201614151
Prior Transfer Date	Dec 24, 2015
Prior Transfer Doc	0000014151
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13629 DARCHANCE RD, WINDERMERE, FL 34786-6315
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13629 DARCHANCE RD, WINDERMERE, FL 34786-6315

Mortgage

Document Number	20210416351
Date	Jul 13, 2021
Instrument	20210416351

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 13629 Darchance Rd was $3,670, up 6.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,916 (+2.7%)	$418,580 (-1.11%) Land $125,000 Building $293,580
2025	$3,670.00 (+6.44%) Homeowner's exemption	$227,766	$423,280 Land $125,000 Building $298,280
2024	$3,448.00 (+7.65%)
2023	$3,203.00 (+4.54%) Homeowner's exemption	$214,900 (+3%)	$387,758 (+17.27%) Land $125,000 Building $262,758
2022	$3,064.00 Homeowner's exemption	$208,641	$330,668 Land $110,000 Building $220,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13629 Darchance Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13629 Darchance Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20