Orange County property record for 13628 Darchance Rd, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,734 sqft · built 2007 |
| Lot Size | 0.193 acres (8,397 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Jul 2020) |
| Tax Bill | $9,747 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-23-27-1612-01-780 |
| Primary APN | 26-23-27-1612-01-780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,734 sqft Living Area |
| Gross Area | 4,045 sqft |
| 1st Floor Area | 1,997 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,397 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 647 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 534 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 13628 DARCHANCE RD |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ENCLAVE AT BERKSHIRE PARK 65/124 LOT 178 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 26 |
| Legal Subdivision | ENCLAVE AT BERKSHIRE PARK |
| Legal Tract | 1612 |
| Legal Block | 1 |
| Legal Lot Number | 178 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 17112 |
13628 Darchance Rd is owned by an individual who bought it in July 2020.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 KIPLING LN, SCOTCH PLAINS, NJ 07076-1519 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Jul 1, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Oct 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on File |
| Deed Sale | Jul 20, 2020 · Amount on File |
| Prior Sale | Oct 11, 2017 · Amount on File |
| Deed Document Number | 2020386567 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 20, 2020 |
| Property Address | 13628 DARCHANCE RD, WINDERMERE, FL 34786-6306 |
| Document Number | 0000386567 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 386567 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 KIPLING LA SCOTCH SCOTCH PLAINS NJ 07076, SCOTCH PLAINS, NJ 07076 |
| Document Number | 386568 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 386568 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13628 DARCHANCE RD, WINDERMERE, FL 34786-6306 |
| Document Number | 0000440143 |
| Instrument Date | Jul 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 13628 DARCHANCE RD WINDERMERE FL 347866306, WINDERMERE, FL 34786-6306 |
| Document Number | 0000440143 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 440143 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 11, 2017 |
| Property Address | 13628 DARCHANCE RD, WINDERMERE, FL 34786-6306 |
| Document Number | 0000556117 |
| Map Reference | MB 65 PG 124-131 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 20170556117 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,483.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8466 KARWICK ST, 8466, ORLANDO, FL 32836-5843 |
| Name | Verified Name |
|---|---|
| Address | 13628 DARCHANCE RD, WINDERMERE, FL 34786-6306 |
| Document Number | 0000056118 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 20170056118 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 13628 Darchance Rd was $9,747, up 8.3% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,740 (+4.44%) Land $125,000 Building $450,740 | $575,740 (-1.24%) Land $125,000 Building $450,740 | |
| 2025 | $9,747.00 (+8.29%) | $551,244 | $582,950 Land $125,000 Building $457,950 |
| 2024 | $9,001.00 (+12.26%) | ||
| 2023 | $8,018.00 (+12.99%) | $528,342 (+17.85%) Land $125,000 Building $403,342 | $528,342 (+17.85%) Land $125,000 Building $403,342 |
| 2022 | $7,096.00 | $448,332 Land $110,000 Building $338,332 | $448,332 Land $110,000 Building $338,332 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13628 Darchance Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13628 Darchance Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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