Seminole County property record for 1361 E Garon Cv, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,532 sqft · built 2009 |
| Lot Size | 5.15 acres (224,334 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Oct 2020) |
| Tax Bill | $9,104 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Oct 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-20-32-3AE-002R-0000 |
| Primary APN | 10-20-32-3AE-002R-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,532 sqft Living Area |
| 1st Floor Area | 7,532 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 224,334 sqft (5.15 acres) |
| Garage Type | Mixed |
| Garage Area | 2,400 sqft |
| Carport | Carport |
| Carport Area | 850 sqft |
| Parking Spaces | 11 Parking Spaces |
| Patio Area | 1 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1361 E GARON CV |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-8818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 11 TWP 20S RGE 32E FROM NW COR RUN S 352.05 FT N 77 DEG 36 MIN 37 SEC E 2643.48 FT S 12 DEG 23 MIN 23 SEC E 1051.7 FT TO |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 10 |
| Legal Subdivision | LAKE HARNEY ESTATES 5 ACRE DEV |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21201 |
1361 E Garon Cv is owned and occupied by an individual who bought it in October 2020.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1361 E GARON CV, GENEVA, FL 32732-8818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Oct 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WFK & ASSOCIATES II LLP |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTA IRA SVCS LLC |
| Jun 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MICHAEL ACCOMANDO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2020 · Amount on File |
| Deed Sale | Oct 8, 2020 · Amount on File |
| Prior Sale | Apr 21, 2005 |
| Deed Document Number | 2020113884 |
| Deed Book / Page | 9728 / 503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1361 E GARON CV, GENEVA, FL 32732-8818 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1361 E GARON CV, GENEVA, FL 32732-8818 |
| Document Number | 0104700376 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 10470/376 |
| Instrument | 2023062818 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 30, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 8, 2020 |
| Property Address | 1361 E GARON CV, GENEVA, FL 32732-8818 |
| Document Number | 0097280503 |
| Book / Page | 9728 / 503 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020113884 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | GOLDEN KEY TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1361 E GARON CV, 1361, GENEVA, FL 32732-8818 |
| Name | Verified Name |
|---|---|
| Address | 1361 E GARON CV, GENEVA, FL 32732-8818 |
| Document Number | 0009728505 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 9728/505 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1361 E GARON CV, GENEVA, FL 32732-8818 |
| Document Number | 0096290770 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | ACURA TITLE |
| Name | Verified Name |
|---|---|
| Address | 1361 E GARON CV GENEVA FL 327328818, GENEVA, FL 32732-8818 |
| Document Number | 0096290770 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 009629/000770 |
| Instrument | 64206 |
| Name | WFK & ASSOCIATES II LLP |
|---|---|
| Address | 3600 NW 43RD ST # C1, GAINESVILLE, FL 32606-8127 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jun 18, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1361 E GARON CV, GENEVA, FL 32732-8818 |
| Document Number | 0094690211 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1361 E GARON CV GENEVA FL 327328818, GENEVA, FL 32732-8818 |
| Document Number | 0094690211 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 009469/000211 |
| Instrument | 118476 |
| Name | ADVANTA IRA SVCS LLC |
|---|---|
| Address | 13191 STARKEY RD # 2, LARGO, FL 33773-1438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Rate | 12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1361 E GARON CV, GENEVA, FL 32732-8818 |
| Document Number | 0093771235 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1361 E GARON CV GENEVA FL 327328818, GENEVA, FL 32732-8818 |
| Document Number | 0093771235 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 009377/001235 |
| Instrument | 65466 |
| Name | MICHAEL ACCOMANDO |
|---|---|
| Address | 167 OAK CIR, PALM HARBOR, FL 34683 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1361 E Garon Cv was $9,104 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,104.00 Homeowner's exemption | $686,517 | $929,819 Land $133,900 Building $795,919 |
| 2023 | $8,088.00 (+2.41%) Homeowner's exemption | $642,397 (+3%) | $837,699 (+1.49%) Land $97,335 Building $740,364 |
| 2022 | $7,898.00 Homeowner's exemption | $623,686 | $825,389 Land $92,700 Building $732,689 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1361 E Garon Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1361 E Garon Cv is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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