Seminole County property record for 1305 E Garon Cv, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,208 sqft · built 1991 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $346,500 (May 2019) |
| Tax Bill | $5,200 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 10-20-32-3AE-002J-0000 |
| Primary APN | 10-20-32-3AE-002J-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| 2nd Floor Area | 1,104 sqft |
| Upper Floors Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,040 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 528 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1305 E GARON CV |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-8818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 11 TWP 20S RGE 32E FROM W 1/4 COR RUN E 1520.99 FT N 38 DEG 3 MIN 51 SEC E 1220.87 FT TO POB RUN N 2 DEG 6 MIN 21 SEC W |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 10 |
| Legal Subdivision | LAKE HARNEY ESTATES 5 ACRE DEV |
| Legal Lot Number | M |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1305 E GARON CV, GENEVA, FL 32732-8818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| May 22, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 26, 2017 | Warranty Deed, Transfer · Conventional with PMI US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Jul 26, 2017 · Amount on Record |
| Deed Document Number | 2019054077 |
| Deed Book / Page | 09358 / 1591 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1305 E GARON CV, GENEVA, FL 32732-8818 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1305 E GARON CV, GENEVA, FL 32732-8818 |
| Document Number | 0109331459 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 10933/1459 |
| Instrument | 2025113136 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 11, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 22, 2019 |
| Property Address | 1305 E GARON CV, GENEVA, FL 32732-8818 |
| Document Number | 0093581591 |
| Book / Page | 09358 / 1591 |
| Instrument Date | May 13, 2019 |
| Instrument | 2019054077 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1305 E GARON CV, 1305, GENEVA, FL 32732-8818 |
| Name | Verified Name |
|---|---|
| Address | 2762 MYSTIC LAKE DR APT 108, 108, OVIEDO, FL 32765-5088 |
| Document Number | 0093581593 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 09358/1593 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 26, 2017 |
| Property Address | 1305 E GARON CV, GENEVA, FL 32732-8818 |
| Document Number | 0089600295 |
| Book / Page | 008960 / 000295 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 75663 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2017 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1305 E GARON CV GENEVA FL 327328818, GENEVA, FL 32732-8818 |
| Document Number | 89600297 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 008960/000297 |
| Instrument | 75664 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,200.00 (+19.21%) Homeowner's exemption | $366,390 (+5.99%) | $460,924 (+12.95%) Land $130,000 Building $330,924 |
| 2023 | $4,362.00 (+2.54%) Homeowner's exemption | $345,693 (+3%) | $408,073 (+1.93%) Land $94,500 Building $313,573 |
| 2022 | $4,254.00 Homeowner's exemption | $335,624 | $400,335 Land $90,000 Building $310,335 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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