Seminole County property record for 1348 E Garon Cv, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,773 sqft · built 2002 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $388,000 (May 2020) |
| Tax Bill | $4,441 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 10-20-32-3AE-002L-0000 |
| Primary APN | 10-20-32-3AE-002L-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,773 sqft Living Area |
| 1st Floor Area | 1,773 sqft |
| Basement Area | 158 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 158 sqft |
| Patio Area | 1 sqft |
| Pole Barn | 1,716 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1348 E GARON CV |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-8818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 11 TWP 20S RGE 32E BEG 1995.87 FT N 38 DEG 3 MIN 51 SEC E & 401.52 FT N 47 DEG 44 MIN 3 SEC W OF INT WLY RY R/W & N LI OF SW 1/4 RUN N 12 DEG 23 MIN 23 SEC W 391.70 FT S 77 DEG 36 MIN 37 SEC W 460.70 FT S 12 DEG 23 MIN 23 SEC E 553.87 FT N 58 DEG |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 10 |
| Legal Subdivision | LAKE HARNEY ESTATES 5 ACRE DEVELOPMENT 2 |
| Legal Tract | 3AE |
| Legal Lot Number | M-18 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1348 E GARON CV, GENEVA, FL 32732-8818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL FL EDUCATORS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2020 · Amount on Record |
| Deed Sale | May 21, 2020 · Amount on Record |
| Prior Sale | Oct 3, 2008 · Amount on Record |
| Deed Document Number | 202052545 |
| Deed Book / Page | 9606 / 1244 |
| Prior Transfer Date | Sep 26, 2008 |
| Prior Transfer Doc | 0070730182 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1348 E GARON CV, GENEVA, FL 32732-8818 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0098970264 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 9897/264 |
| Instrument | 2021046148 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 21, 2020 |
| Property Address | 1348 E GARON CV, GENEVA, FL 32732-8818 |
| Document Number | 0096061244 |
| Book / Page | 9606 / 1244 |
| Instrument Date | May 15, 2020 |
| Instrument | 2020052545 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,716.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2972 STARWOOD DR, 2972, OVIEDO, FL 32765-8780 |
| Name | Verified Name |
|---|---|
| Address | 1348 E GARON CV, GENEVA, FL 32732-8818 |
| Document Number | 0096061246 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 9606/1246 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1348 E GARON CV, GENEVA, FL 32732-8818 |
| Document Number | 0090461929 |
| Book / Page | 009046 / 001929 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2018 |
| Title Company | BRIGHT TITLE AND TRUST LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1348 E GARON CV GENEVA FL 327328818, GENEVA, FL 32732-8818 |
| Document Number | 0090461929 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 009046/001929 |
| Instrument | 130062 |
| Name | CENTRAL FL EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 21, 2037 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,441.00 (+8.79%) Homeowner's exemption | $344,123 (+5.99%) | $439,678 (+12.57%) Land $130,000 Building $309,678 |
| 2023 | $4,082.00 (+2.56%) Homeowner's exemption | $324,684 (+3%) | $390,574 (+1.76%) Land $94,500 Building $296,074 |
| 2022 | $3,980.00 Homeowner's exemption | $315,227 | $383,819 Land $90,000 Building $293,819 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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