136 Lower Grouse Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 136 Lower Grouse Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,130 sqft · built 1981
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Oct 2018)
Tax Bill$1,738 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1950-37-1524-000

Property Details

APN / Parcel Number

Primary APN1950-37-1524-000
Alternative APN
  • 1785599

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,130 sqft Living Area
1st Floor Area816 sqft
Basement Area816 sqft
Finished Basement434 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area484 sqft
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1785599
Street Address136 LOWER GROUSE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS C 359
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1079
Census Tract921000

Owner

Source: Watauga County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address112 HEMLOCK CIR, BEECH MOUNTAIN, NC 28604-8084
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN MUTUAL INC
Oct 23, 2018Warranty Deed, Transfer · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2018 · Amount on Record
Deed SaleOct 23, 2018 · Amount on Record
Deed Document Number2018673493
Deed Book / Page1998 / 549
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address136 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125
Transaction TypeMortgage
Record UpdatedMay 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021520450
DateDec 21, 2020
Book Page2152/450
Instrument699977
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 23, 2018
Property Address136 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125
Document Number0019980549
Book / Page1998 / 0549
Map ReferenceMB 5 PG 210
Instrument DateOct 23, 2018
Instrument673493
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1075 MILLBRIDGE RD, 1075, CHINA GROVE, NC 28023-7714

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address112 HEMLOCK CIR, BEECH MOUNTAIN, NC 28604-8084

Mortgage

Document Number673494
DateOct 23, 2018
Instrument673494
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,738.00 (-62.24%)$464,900 (-) Land $22,200 Building $442,700
2024$4,603.00$464,900 Land $22,200 Building $442,700
2023$464,900 Land $22,200 Building $442,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

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