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133 Lower Grouse Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 133 Lower Grouse Ridge Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,792 sqft · built 1999
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Tax Bill$1,244 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1950-37-1340-000

Property Details

APN / Parcel Number

Primary APN1950-37-1340-000
Alternative APNs
  • 1950-37-1364-000
  • 1810490

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area1,792 sqft Living Area
1st Floor Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Foundation TypeNo Foundation
Lot Area21,780 sqft (0.5 acres)
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1810490
Street Address133 LOWER GROUSE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARTER HILLS C 386 & C 355
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1026
Census Tract921000

Owner

Source: Watauga County records · APN 1950-37-1340-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address17260 EAGLE VIEW LN, CAPE CORAL, FL 33909-3014
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 24, 2019
Property Address133 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125
Document Number0020560064
Book / Page002056 / 000064
Instrument DateOct 07, 2019
Instrument683890
Transaction TypeTransfer
Record UpdatedNov 05, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17260 EAGLE VIEW LN CAPE CORAL FL 339093014, CAPE CORAL, FL 33909-3014

Mortgage

Document Number20560068
DateOct 24, 2019
Book Page002056/000068
Instrument683891
Lender
NameBANK OF TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2049

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,244.00$354,900 (+4.69%) Land $35,600 Building $319,300
2023$339,000 Land $19,700 Building $319,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 34% of the US · above 48% of North Carolina
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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