135 Lower Grouse Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 135 Lower Grouse Ridge Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,468 sqft · built 1986
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Aug 2020)
Tax Bill	$1,248 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1950-37-0389-000`

Property Details

APN / Parcel Number

Primary APN	`1950-37-0389-000`
Alternative APN	`1815602`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Porch	Porch
Porch Area	12 sqft
Patio Area	876 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1815602
Street Address	135 LOWER GROUSE RIDGE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARTER HILLS C 387
Legal Subdivision	CHARTER HILLS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1026
Census Tract	921000

Owner

Source: Watauga County records · APN 1950-37-0389-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5550 SALEM VIEW RD, PFAFFTOWN, NC 27040-9489
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	2020694185
Deed Book / Page	2116 / 564
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 24, 2020
Property Address	135 LOWER GROUSE RIDGE RD, BEECH MOUNTAIN, NC 28604-8125
Document Number	0021160564
Book / Page	2116 / 564
Map Reference	MB 5 PG 210
Instrument Date	Aug 19, 2020
Instrument	694185
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 VAN FLEET AVE, 205, SOUTH PLAINFIELD, NJ 07080-3544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5550 SALEM VIEW RD, PFAFFTOWN, NC 27040-9489

Mortgage

Document Number	0000694186
Date	Aug 24, 2020
Instrument	694186

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,248.00	$312,100 (-) Land $21,600 Building $290,500
2024			$312,100 Land $21,600 Building $290,500
2023		$312,100 Land $21,600 Building $290,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force 3 of 16 on primary residences
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Wildfire

Wildfire Risk	Low above 34% of the US · above 48% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.