136 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 136 E Main St, Elkton, MD 21921 · Last verified August 2026

Property Summary

Property TypeOffice Building
Details1,782 sqft · built 1977
Lot Size0.05 acres (2,182 sqft)
OwnerCompany Name on File
Last Sale$285,000 (Mar 2020)
Tax Bill$2,905 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN03-040011

Property Details

APN / Parcel Number

Primary APN03-040011
Alternative APNs
  • 3040011
  • 040011

Interior

Units5 Units
Stories2 Stories
Building Area1,782 sqft Total Area
1st Floor Area1,782 sqft
Basement Area770 sqft
Finished Basement770 sqft
Unfinished Basement770 sqft

Exterior

Exterior MaterialBrick Veneer
Construction TypeBrick
Fire ResistanceMasonry Walls, Wood Interior
Lot Area2,182 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number040011
Street Address136 E MAIN ST
CityELKTON
StateMD
Zip21921-5981
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal Description.0502 ACRE 136 EAST MAIN STREET ELKTON
Legal SubdivisionWILLIAMS FRANK H LAND
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group4
Census Block4003
Census Tract30400

Owner

Source: Cecil County records · APN 03-040011

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address616 RED HILL RD, ELKTON, MD 21921-5123
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Commercial Mortgage
ROSS CAPITAL PARTNERS LLC
Mar 04, 2020Grant Deed, Transfer · Conventional Mortgage
HARD MONEY BANKERS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2020 · Amount on Record
Deed SaleMar 04, 2020 · Amount on Record
Prior SaleJan 07, 1997 · Amount on Record
Deed Book / Page4560 / 332
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address136 E MAIN ST, ELKTON, MD 21921-5981
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048220263
DateMar 17, 2021
Book Page4822/263
Lender
NameROSS CAPITAL PARTNERS LLC
TypeNon-Lending Institution
AddressHOCKESSIN, DE 19707
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCECIL MD
Recording DateMar 04, 2020
Property Address136 E MAIN ST, ELKTON, MD 21921-5981
Document Number0045600332
Book / Page004560 / 000332
Instrument DateFeb 28, 2020
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address616 RED HILL RD ELKTON MD 219215123, ELKTON, MD 21921-5123

Mortgage

Document Number45600337
DateMar 04, 2020
Book Page004560/000337
Lender
NameHARD MONEY BANKERS
TypeFunding / Finance Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$182,033 (+18.28%)$196,100 (+27.42%) Land $51,300 Building $144,800
2025$2,905.00 (+8.52%)
2023$2,677.00$153,900 Land $51,300 Building $102,600$153,900 Land $51,300 Building $102,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150304004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies7 in force
Nearby Flood Claims48 (1978–2021)
Claims Outside the SFHA27 of 48
Most Recent ClaimSep 2021, river or lake flooding
Claims By Storm
  • Hurricane Irene, Aug 2011 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, T-Mobile USA, Talkie Communications, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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