129 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 129 E Main St, Elkton, MD 21921

Property Summary

Property TypeGovernment Office, Courthouse
Details56,815 sqft · built 1939
Lot Size2.4 acres (104,544 sqft)
Owner2 Company Names on File
Last Sale$312,000 (Feb 2024)
Tax Bill$60 (2023)
Deeds & MortgagesDec 2025 Mortgage
Nov 2023 Foreclosure
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-057895

Property Details

APN / Parcel Number

Primary APN03-057895
Alternative APNs
  • 3057895
  • 057895

Interior

Stories3 Stories
Building Area56,815 sqft Total Area
1st Floor Area56,815 sqft
Basement Area16,000 sqft
Finished Basement16,000 sqft
Unfinished Basement16,000 sqft
FlooringTile
ElevatorElevator

Exterior

Exterior MaterialStone
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area104,544 sqft (2.4 acres)
PorchSlab
Porch Area341 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number057895
Street Address129 E MAIN ST
CityELKTON
StateMD
Zip21921-5908
Property CategoryPublic Works
Property TypePublic Works > Government Office, Courthouse
Local Zoning CodeC1
Legal Description2.4 ACRES 129 EAST MAIN STREET ELKTON
Legal SubdivisionTHOMSON ESTATES
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group2
Census Block2012
Census Tract30400

Owner

Source: Cecil County records · APN 03-057895

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address200 CHESAPEAKE BLVD, 2100, ELKTON, MD 21921-6659
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Stand-Alone First Mortgage
HORIZON FARM CREDIT ACA
Nov 08, 2023Trustee's Deed, Foreclosure
KIRSH TITLE SERVICES
Jul 21, 2022Special Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 27, 2021Trustee's Deed, Foreclosure
Feb 23, 2021Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2024 · Amount on Record
Deed SaleFeb 28, 2024 · Amount on Record
Prior SaleMay 27, 2021 · Amount on Record
Prior Transfer DateDec 06, 2023
Prior Transfer Doc5434000122
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address129 E MAIN ST, ELKTON, MD 21921-5908
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057170119
DateDec 19, 2025
Book Page5717/119
Lender
NameHORIZON FARM CREDIT ACA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

November 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCECIL MD
Recording DateNov 08, 2023
Property Address129 E MAIN ST, ELKTON, MD 21921-5908
Document Number0053950205
Book / Page5395 / 205
Instrument DateOct 27, 2023
Transaction TypeForeclosure
Record UpdatedNov 24, 2023
Title CompanyKIRSH TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$540.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address557 W PARK PIACE, NEWARK, DE 19711
InvestorPossibly a Property Investor

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCECIL MD
Recording DateJul 21, 2022
Property Address129 E MAIN ST, ELKTON, MD 21921-5908
Document Number0052040237
Book / Page5204 / 237
Map ReferenceCAB 1105 PG 8,9&11
Instrument DateJun 11, 2022
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1316 HARMONY RIDGE RD, 1316, PEACH BOTTOM, PA 17563-9641

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address204 BETHEL SPRINGS DR, NORTH EAST, MD 21901-2247

Mortgage

Document Number0005204244
DateJul 21, 2022
Instrument5204-244
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

May 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCECIL MD
Recording DateMay 27, 2021
Property Address129 E MAIN ST, ELKTON, MD 21921-5908
Document Number0048940053
Book / Page4894 / 53
Map ReferenceLB WAS373 FO 388
Instrument DateMay 17, 2021
Transaction TypeForeclosure
Record UpdatedAug 16, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 S DOUGLASS RD # 200-A, 200, ANAHEIM, CA 92806-5951
Mail Care OfCARRINGTON MORTGAGE SERVICES LLC
InvestorPossibly a Property Investor

February 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCECIL MD
Recording DateFeb 23, 2021
Property Address129 E MAIN ST, ELKTON, MD 21921-5908
Document Number0048020019
Book / Page4802 / 19
Instrument DateDec 01, 2020
Transaction TypeForeclosure
Record UpdatedAug 16, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 S FINANCIAL PL # 2000, 2000, CHICAGO, IL 60605-1000

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$12,450,667 (+36.85%)$13,555,300 (+46.38%) Land $480,000 Building $13,075,300
2023$60.00 Additional exemption filed$9,098,367$9,260,300 Land $480,000 Building $8,780,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150304002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1978–1999)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 77 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: IQ Fiber Intermediate Holdings, T-Mobile USA, Talkie Communications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemTOWN OF ELKTON
serves 15,625 people
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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