131 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 131 E Main St, Elkton, MD 21921

Property Summary

Property Type	Office Building
Details	1 ba · 4,050 sqft · built 1769
Lot Size	0.413 acres (18,000 sqft)
Owner	Company Name on Record
Tax Bill	$8,580 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-050718`

Property Details

APN / Parcel Number

Primary APN	`03-050718`
Alternative APNs	`3050718` `050718`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Units	5 Units
Stories	2 Stories
Building Area	4,050 sqft Total Area
1st Floor Area	4,050 sqft
Basement Area	928 sqft
Unfinished Basement	928 sqft

Exterior

Year Built	Built 1769
Effective Year Built	Effective 1769
Exterior Material	Brick Veneer
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	18,000 sqft (0.413 acres)
Porch	Slab
Porch Area	480 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	050718
Street Address	131 E MAIN ST
City	ELKTON
State	MD
Zip	21921-5932
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	RO
Legal Description	.414 ACRE 131 EAST MAIN STREET ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2012
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290
Individually Listed	Mitchell House listed 1976 · 2 contributing resources · NRIS 76000987

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	60 GRANDVIEW AVE, NORTH EAST, MD 21901-5123
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2018	Deed of Trust, Mortgage HARFORD BK
Jan 31, 2018	Deed of Trust, Mortgage HARFORD BK
Jun 20, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2010
Deed Sale	Mar 31, 2010
Prior Sale	May 1, 1984 · Amount on Record
Deed Document Number	201071
Deed Book / Page	2809 / 68
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	131 E MAIN ST, ELKTON, MD 21921-5994
Document Number	0042060081
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0042060081
Date	Feb 22, 2018
Book Page	004206/000081

Lender

Name	HARFORD BK
Type	Bank

Agreement

Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	131 E MAIN ST, ELKTON, MD 21921-5994
Document Number	0042060093
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0042060093
Date	Feb 22, 2018
Book Page	004206/000093

Lender

Name	HARFORD BK
Type	Bank

Agreement

Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Jun 20, 2017
Property Address	131 E MAIN ST, ELKTON, MD 21921-5994
Document Number	0040850002
Book / Page	004085 / 000002
Instrument Date	Jun 8, 2017
Transaction Type	Transfer
Record Updated	Jul 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 GRANDVIEW AVE NORTH EAST MD 219015123, NORTH EAST, MD 21901-5123

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Jun 20, 2017
Property Address	131 E MAIN ST, ELKTON, MD 21921-5994
Document Number	0040850005
Book / Page	004085 / 000005
Instrument Date	Jun 8, 2017
Transaction Type	Transfer
Record Updated	Jul 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	131 E MAIN ST ELKTON MD 219215994, ELKTON, MD 21921-5994

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,580.00 (+1.24%)	$498,867 (+1.82%)	$507,800 (-) Land $123,000 Building $384,800
2025	$8,475.00 (+1.27%)	$489,933 (+1.86%)	$507,800 (+5.57%) Land $123,000 Building $384,800
2023	$8,369.00	$481,000 Land $123,000 Building $358,000	$481,000 Land $123,000 Building $358,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber, T-Mobile, Talkie Communications, Verizon.

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