1357 Willoughby Rd, Clever, MO 65631 Property Records

Christian County property record for 1357 Willoughby Rd, Clever, MO 65631

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,836 sqft · built 1955
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Jul 2018 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.6-23-0-0-7.008`

Property Details

APN / Parcel Number

Primary APN	`9-0.6-23-0-0-7.008`
Alternative APN	`09-0.6-23-000-000-007.008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,836 sqft Adjusted Area
1st Floor Area	1,376 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Flat
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	480 sqft
Shed	1 Shed
Shed Area	2,112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1357 WILLOUGHBY RD
City	CLEVER
State	MO
Zip	65631-6539
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2 APPLEGATE & BANEY MINOR SUB
Legal Range	23
Legal Township	27
Legal Section	23
Legal Subdivision	MINOR SUB
Legal Lot Number	2
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4007
Census Tract	20102

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1357 WILLOUGHBY RD, CLEVER, MO 65631-6539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK
Jul 29, 2020	Warranty Deed, Transfer CENTRAL BK/THE OZARKS
Aug 1, 2017	Warranty Deed, Transfer · VA Mortgage GERSHMAN MTG
Aug 1, 2017	Warranty Deed, Transfer GREAT AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020
Deed Sale	Jul 29, 2020
Prior Sale	Nov 10, 2016
Deed Document Number	2020011766
Deed Book / Page	2020 / 011766
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1357 WILLOUGHBY RD, CLEVER, MO 65631-6539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201809120
Date	Jul 16, 2018
Book Page	2018/09120
Instrument	2018L09220

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 29, 2020
Property Address	1357 WILLOUGHBY RD, CLEVER, MO 65631-6539
Document Number	0202011766
Book / Page	002020 / 011766
Instrument Date	Jul 27, 2020
Instrument	11875
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1357 WILLOUGHBY RD CLEVER MO 656316539, CLEVER, MO 65631-6539

Mortgage

Document Number	202011767
Date	Jul 29, 2020
Book Page	002020/011767
Instrument	11876

Lender

Name	CENTRAL BK/THE OZARKS
Address	SPRINGFIELD, MO 65808-3397

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 1, 2017
Property Address	1357 WILLOUGHBY RD, CLEVER, MO 65631-6539
Document Number	0201709781
Book / Page	002017 / 009781
Instrument Date	Jul 28, 2017
Instrument	9882
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	258 MOUNT SINAI RD CLEVER MO 656316394, CLEVER, MO 65631-6394

Mortgage

Document Number	201709782
Date	Aug 1, 2017
Book Page	002017/009782
Instrument	9883

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 1, 2017
Property Address	1357 WILLOUGHBY RD, CLEVER, MO 65631-6539
Document Number	0201709780
Book / Page	002017 / 009780
Instrument Date	Jul 28, 2017
Instrument	9881
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	GREAT AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 13 CLEVER MO 656310013, CLEVER, MO 65631-0013

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$18,820 (+5.91%)	$100,500 (+5.79%) Land $20,800 Building $79,700
2023	$17,770	$95,000 Land $20,800 Building $74,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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