1605 Willoughby Rd, Clever, MO 65631 Property Records

Christian County property record for 1605 Willoughby Rd, Clever, MO 65631

Property Summary

Property Type	Rural Home
Details	1 ba · 1,884 sqft · built 2000
Lot Size	19.8 acres (865,537 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-0.6-23-000-000-008.000`

Property Details

APN / Parcel Number

Primary APN	`09-0.6-23-000-000-008.000`

Interior

Full Baths	1 Bath
Building Area	1,884 sqft Adjusted Area
1st Floor Area	1,560 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Combination
Foundation Type	Retaining Wall
Roof Type	Gambrel
Roof Material	Metal
Lot Area	865,537 sqft (19.8 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1605 WILLOUGHBY RD
City	CLEVER
State	MO
Zip	65631-6904
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SW4SW4, BEG 333E SWCOR N1324 E700 S1324 W680 TO POB.
Legal Range	23
Legal Township	27
Legal Section	23
Legal Subdivision	5000 CLEVER OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4007
Census Tract	20102

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1605 WILLOUGHBY RD, CLEVER, MO 65631-6904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA
Jul 12, 2021	Warranty Deed, Transfer TITAN TITLE AND CLOSING/MO, TITAN TTL & CLOSING OF MO LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021
Deed Sale	Jul 12, 2021
Prior Sale	Jun 29, 2021
Deed Document Number	2021012678
Deed Book / Page	2021 / 012678
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1605 WILLOUGHBY RD, CLEVER, MO 65631-6904
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 WILLOUGHBY RD, CLEVER, MO 65631-6904

Mortgage

Document Number	0202309456
Date	Aug 31, 2023
Book Page	2023/9456
Instrument	2023L09582

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 21, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 29, 2021
Property Address	1605 WILLOUGHBY RD, CLEVER, MO 65631-6904
Document Number	0202111911
Book / Page	2021 / 11911
Instrument Date	Jun 28, 2021
Instrument	2021L12008
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 WILLOUGHBY RD, CLEVER, MO 65631-6904

Mortgage

Document Number	2021L12009
Date	Jun 29, 2021
Instrument	2021L12009

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 12, 2021
Property Address	1605 WILLOUGHBY RD, CLEVER, MO 65631-6904
Document Number	0202112678
Book / Page	2021 / 12678
Instrument Date	Jun 26, 2021
Instrument	2021L12784
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	TITAN TITLE AND CLOSING/MO, TITAN TTL & CLOSING OF MO LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 WILLOUGHBY RD, CLEVER, MO 65631-6904

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$45,550 (+14.79%)	$249,000 (+14.17%) Land $22,800 Building $226,200
2023	$39,680	$218,100 Land $22,800 Building $195,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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