1192 Willoughby Rd, Clever, MO 65631 Property Records

Christian County property record for 1192 Willoughby Rd, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,415 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$145,700 (May 2011)
Tax Bill	$1,287 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.7-26-0-0-3.002`

Property Details

APN / Parcel Number

Primary APN	`9-0.7-26-0-0-3.002`
Alternative APN	`09-0.7-26-000-000-003.002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,415 sqft Living Area
1st Floor Area	1,415 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	1,650 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1192 WILLOUGHBY RD
City	CLEVER
State	MO
Zip	65631-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE W 554.5 N 400 NWNE
Legal Range	23W
Legal Township	27N
Legal Section	26
Legal Subdivision	CLEVER OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4017
Census Tract	20102

Owner

Source: Christian County records · APN 9-0.7-26-0-0-3.002

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1192 WILLOUGHBY RD, CLEVER, MO 65631-6538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPRINGFIELD FIRST COMMUNITY BANK
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Sep 08, 2017	Trustee's Deed, Construction Loan · Line of Credit SPRINGFIELD FIRST CMNTY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2011 · Amount on Record
Deed Sale	May 25, 2011 · Amount on Record
Deed Document Number	20115503
Deed Book / Page	2011 / 5456
Last Transfer Date	Dec 06, 2012
Transfer Doc	0201216485
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1192 WILLOUGHBY RD, CLEVER, MO 65631-6538
Transaction Type	Mortgage
Record Updated	May 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202105139
Date	Mar 18, 2021
Book Page	2021/5139
Instrument	2021L05173

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2046

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1192 WILLOUGHBY RD, CLEVER, MO 65631-6538
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	HOGAN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201800575
Date	Jan 16, 2018
Book Page	2018/00575
Instrument	2018L00584

Lender

Name	SPRINGFIELD FIRST COMMUNITY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1192 WILLOUGHBY RD, CLEVER, MO 65631-6538
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202009794
Date	Jun 30, 2020
Book Page	2020/9794
Instrument	2020L09885

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 08, 2017
Property Address	1192 WILLOUGHBY RD, CLEVER, MO 65631-6538
Book / Page	002017 / 011724
Instrument Date	Sep 01, 2017
Instrument	11850
Transaction Type	Construction Loan
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1192 WILLOUGHBY RD CLEVER MO 656316538, CLEVER, MO 65631-6538

Mortgage

Document Number	0201711724
Date	Sep 08, 2017
Book Page	002017/011724
Instrument	11850

Lender

Name	SPRINGFIELD FIRST CMNTY BK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 07, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,370 (+6.28%)	$129,200 (+6.25%) Land $21,600 Building $107,600
2024	$1,287.00
2023		$22,930	$121,600 Land $21,600 Building $100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 1, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 85% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Total Highspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 11 locations within half a mile of this property.

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