Schenectady County and Schenectady City property record for 1343 Sumner Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,873 sqft · built 1955 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $145,000 (Jan 2012) |
| Tax Bill | $6,528 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.70-1-5 |
| Primary APN | 421500 40.70-1-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,873 sqft Living Area |
| 1st Floor Area | 1,435 sqft |
| Upper Floors Area | 438 sqft |
| Basement Area | 875 sqft |
| Finished Basement | 875 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 212 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1343 SUMNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 1 BRICKAND GARAGE |
| Legal Subdivision | VAN VOST |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.70-1-5
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1343 SUMNER AVE, SCHENECTADY, NY 12309-5619 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 10, 2020 | Deed of Trust, Mortgage TRUSTCO BANK |
| Jun 08, 2020 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Feb 12, 2020 | Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2012 · Amount on Record |
| Deed Sale | Jan 10, 2012 · Amount on Record |
| Deed Document Number | 20121233 |
| Deed Book / Page | 1849 / 466 |
| Last Transfer Date | Sep 28, 2016 |
| Transfer Doc | 0000045252 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1343 SUMNER AVE, SCHENECTADY, NY 12309-5619 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009781 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 4977/582 |
| Instrument | 202009781 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1343 SUMNER AVE, SCHENECTADY, NY 12309-5619 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016317 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 4994/334 |
| Instrument | 202016317 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Feb 12, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1343 SUMNER AVE, SCHENECTADY, NY 12309-5619 |
| Document Number | 0000009787 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1343 SUMNER AVE SCHENECTADY NY 123095619, SCHENECTADY, NY 12309-5619 |
| Document Number | 0000009787 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 004977/000588 |
| Instrument | 9787 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,528.00 (+7.16%) | $168,500 (-) Land $25,300 Building $143,200 | $279,020 (+30.82%) Land $41,894 Building $237,126 |
| 2023 | $168,500 (-) Land $25,300 Building $143,200 | $213,291 (+3.8%) Land $32,025 Building $181,266 | |
| 2022 | $168,500 Land $25,300 Building $143,200 | $205,488 Land $30,854 Building $174,634 | |
| 2021 | $6,092.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 524 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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