Island County property record for 1356 Orchard Loop, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,288 sqft · built 1958 |
| Lot Size | 0.395 acres (17,209 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,000 (Mar 2025) |
| Tax Bill | $4,187 (2026) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage May 2024 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | S7685-00-04007-0 |
| Primary APN | S7685-00-04007-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| Gross Area | 2,540 sqft |
| 1st Floor Area | 1,144 sqft |
| Upper Floors Area | 1,094 sqft |
| Basement Area | 50 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 17,209 sqft (0.395 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 587 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1356 ORCHARD LOOP |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | PATTONS HILLCREST LOT 7 BLK 4 |
| Legal Subdivision | PATTONS HILLCREST |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970401 |
1356 Orchard Loop is owned by two individuals who bought it in March 2025.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 945 SW BARRINGTON DR, B3, OAK HARBOR, WA 98277-4545 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2025 | Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD |
| May 13, 2024 | Warranty Deed, Transfer · Line of Credit EASTSIDE FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on File |
| Deed Sale | Mar 4, 2025 · Amount on File |
| Prior Sale | May 13, 2024 · Amount on File |
| Deed Document Number | 20254582876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Mar 4, 2025 |
| Property Address | 1356 ORCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Document Number | 0004582876 |
| Map Reference | VOL 6 PG 4&5 |
| Instrument Date | Mar 4, 2025 |
| Instrument | 4582876 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,722.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 945 SOUTHWEST BANINGTON DRIVE #B3 # B3, B3, OAK HARBOR, WA 98277 |
| Document Number | 0004582877 |
|---|---|
| Date | Mar 4, 2025 |
| Instrument | 4582877 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | May 13, 2024 |
| Property Address | 1356 ORCHARD LOOP, OAK HARBOR, WA 98277-8905 |
| Document Number | 0004572178 |
| Map Reference | VOL 6 PGS 4 |
| Instrument Date | May 8, 2024 |
| Instrument | 4572178 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | WFG NATIONAL TITLE CO OF WA |
| Amount | Amount on Record |
|---|---|
| Tax | $4,541.48 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16023 MOUNTAIN VIEW RD, MOUNT VERNON, WA 98274-7003 |
| Document Number | 0004572179 |
|---|---|
| Date | May 13, 2024 |
| Instrument | 4572179 |
| Name | EASTSIDE FUNDING LLC |
|---|---|
| Type | REO / Foreclosure Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Number | 0004572214 |
|---|---|
| Date | May 14, 2024 |
| Instrument | 4572214 |
| Name | EASTSIDE FUNDING LLC |
|---|---|
| Type | REO / Foreclosure Company |
| Address | 3927 LAKE WASHINGTON BLVD NE, KIRKLAND, WA 98033 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1356 Orchard Loop was $4,187.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,187.00 | ||
| 2025 | $542,945 Land $210,000 Building $332,945 | $542,945 Land $210,000 Building $332,945 | |
| 2023 | $2,730.00 | $392,515 (+7.07%) Land $190,000 Building $202,515 | $392,515 (+7.07%) Land $190,000 Building $202,515 |
| 2022 | $366,582 Land $180,000 Building $186,582 | $366,582 Land $180,000 Building $186,582 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1356 Orchard Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1356 Orchard Loop has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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