13552 Windy Crag Dr, Gowen, MI 49326 Property Records

Kent County property record for 13552 Windy Crag Dr, Gowen, MI 49326

Property Summary

Property Type	Condominium
Details	2 ba · 2,240 sqft · built 2017
Lot Size	4.35 acres (189,573 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Apr 2022)
Tax Bill	$8,157 (2025)
Deeds & Mortgages	Jan 2024 Transfer Apr 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-102-084`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-102-084`

Interior

Full Baths	2 Baths
Building Area	2,240 sqft Living Area
1st Floor Area	2,052 sqft
Basement Area	1,952 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	189,573 sqft (4.35 acres)
Lot Dimensions	691 ft deep x 398 ft wide
Garage Area	936 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13552 WINDY CRAG DR
City	GOWEN
State	MI
Zip	49326-9455
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-R
Legal Description	410426102084 UNITS 111 112 & 113 * BOWEN LAKE VILLAGE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.297 LIBER 3564 PAGE 200 AS
Legal Subdivision	BOWEN LAKE VILLAGE KENT COUNTY CONDOMINI
Legal Unit	S1
Jurisdiction	KENT MI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2022
Census Tract	10102

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13552 WINDY CRAG DR, GOWEN, MI 49326-9455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Intrafamily Transfer, Transfer
Apr 26, 2022	Warranty Deed, Transfer
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Oct 15, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU
Jul 9, 2018	Loan Modification, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	202234717
Last Transfer Date	Dec 21, 2023
Transfer Doc	0000000919
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jan 5, 2024
Property Address	13552 WINDY CRAG DR, GOWEN, MI 49326-9455
Document Number	0000000919
Map Reference	LB 3564 PG 200
Instrument Date	Dec 21, 2023
Instrument	20240105-0000919
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13552 WINDY CRAG DR, GOWEN, MI 49326-9455

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 26, 2022
Property Address	13552 WINDY CRAG DR, GOWEN, MI 49326-9455
Document Number	0000034717
Map Reference	LB 3564 PG 200
Instrument Date	Apr 21, 2022
Instrument	20220426-0034717
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Tax	$4,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6907 W COTTAGE LN NE, ROCKFORD, MI 49341-8863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5224 BONASA DR NE, ROCKFORD, MI 49341-8153
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13552 WINDY CRAG DR, GOWEN, MI 49326-9455
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101889
Date	Dec 26, 2019
Instrument	20191226-0101889

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13552 WINDY CRAG DR, GOWEN, MI 49326-9455
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080954
Date	Oct 15, 2018
Instrument	20181015-0080954

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENT MI
Property Address	13552 WINDY CRAG DR, GOWEN, MI 49326-9455
Document Number	0000052296
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11478 HOLMDEN CT NE ROCKFORD MI 493417319, ROCKFORD, MI 49341-7319

Mortgage

Document Number	0000052296
Date	Jul 9, 2018
Instrument	52296

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Spencer Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,700 (+3.39%)	$665,400 (+3.39%)
2025	$8,157.00 (+85.43%) Homeowner's exemption	$321,800 (+11.77%)	$643,600 (+11.77%)
2023		$287,900	$575,800
2021	$4,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 20

May also be available: Truestream.

Cell Coverage

5G (outdoors only) and 4G LTE

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