13386 Windy Crag Dr, Gowen, MI 49326 Property Records

Kent County property record for 13386 Windy Crag Dr, Gowen, MI 49326

Property Summary

Property Type	Condominium
Details	3.5 ba · 2,000 sqft · built 2021
Lot Size	2.28 acres (99,535 sqft)
Owner	2 Individual Names on Record
Last Sale	$44,000 (Sep 2020)
Tax Bill	$5,992 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-102-087`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-102-087`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Basement Area	2,000 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Lot Area	99,535 sqft (2.28 acres)
Lot Depth	281 ft Depth
Garage Area	2,400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13386 WINDY CRAG DR
City	GOWEN
State	MI
Zip	49326-9477
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-R
Legal Description	410426102087 UNITS 41 & 105 * BOWEN LAKE VILLAGE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.297 LIBER 3564 PAGE 200 AS
Legal Subdivision	BOWEN LAKE VILLAGE KENT COUNTY CONDOMINI
Legal Unit	S4
Jurisdiction	KENT MI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2022
Census Tract	10102

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13386 WINDY CRAG DR, GOWEN, MI 49326-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Jan 11, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Jan 11, 2018 · Amount on Record
Deed Document Number	202085561
Last Transfer Date	Mar 7, 2022
Transfer Doc	0000021468
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Mar 15, 2022
Property Address	13386 WINDY CRAG DR, GOWEN, MI 49326-9477
Document Number	0000021468
Map Reference	LB 3564 PG 200
Instrument Date	Mar 7, 2022
Instrument	20220315-0021468
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13386 WINDY CRAG DR, GOWEN, MI 49326-9477

Mortgage

Document Number	0000021469
Date	Mar 15, 2022
Instrument	20220315-0021469

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13386 WINDY CRAG DR, GOWEN, MI 49326-9477
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058775
Date	May 19, 2021
Instrument	20210519-0058775

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 11, 2018
Property Address	13386 WINDY CRAG DR, GOWEN, MI 49326-9477
Document Number	0000003365
Instrument Date	Jan 10, 2018
Instrument	3365
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2018
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.64
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11039 HIDDEN POND DR NE ROCKFORD MI 493417829, ROCKFORD, MI 49341-7829

Mortgage

Document Number	3366
Date	Jan 11, 2018
Instrument	3366

Lender

Name	CHEMICAL BK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Spencer Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,400 (+2.93%)	$576,800 (+2.93%)
2025	$5,992.00 (+75.1%) Homeowner's exemption	$280,200 (+10.05%)	$560,400 (+10.05%)
2023		$254,600	$509,200
2021	$3,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 20

May also be available: Truestream.

Cell Coverage

5G (outdoors only) and 4G LTE

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