13432 Windy Crag Dr, Gowen, MI 49326 Property Records

Kent County property record for 13432 Windy Crag Dr, Gowen, MI 49326

Property Summary

Property Type	Condominium
Details	2 ba · 1,519 sqft · built 2021
Lot Size	2.36 acres (103,194 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,500 (Aug 2020)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-102-073`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-102-073`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,519 sqft
Basement Area	1,519 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Lot Area	103,194 sqft (2.36 acres)
Lot Dimensions	688 ft deep x 150 ft wide
Garage Area	840 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13432 WINDY CRAG DR
City	GOWEN
State	MI
Zip	49326-9455
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-R
Legal Description	410426102073 UNIT 106 * BOWEN LAKE VILLAGE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.297 LIBER 3564 PAGE 200 AS AMENDED BY
Legal Subdivision	BOWEN LAKE VILLAGE KENT COUNTY CONDOMINI
Legal Unit	106
Jurisdiction	KENT MI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2022
Census Tract	10102

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13432 WINDY CRAG DR, GOWEN, MI 49326-9455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Line of Credit PRIVATE INDIVIDUAL
Aug 18, 2020	Warranty Deed, Transfer LIGHTHOUSE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Mar 6, 2003 · Amount on Record
Deed Document Number	202073902
Prior Transfer Date	Nov 26, 2013
Prior Transfer Doc	0000121686
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13432 WINDY CRAG DR, GOWEN, MI 49326-9455
Document Number	0000013569
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2011 BRIDGEPORT RD NE #302 GRAND RAPIDS MI 495054487, 302, GRAND RAPIDS, MI 49505-4487

Mortgage

Document Number	0000013569
Date	Feb 3, 2021
Instrument	13569

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	RICHMOND, MI 48062

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 18, 2020
Property Address	13432 WINDY CRAG DR, GOWEN, MI 49326-9455
Document Number	0000073902
Instrument Date	Aug 12, 2020
Instrument	73902
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 BEND 84 RD NE #302 GRAND RAPIDS MI 49505, 302, GRAND RAPIDS, MI 49505

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Spencer Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,600 (+3.97%)	$335,200 (+3.97%)
2025	$3,703.00 (+382.79%) Homeowner's exemption	$161,200 (+8.92%)	$322,400 (+8.92%)
2023		$148,000	$296,000
2021	$767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 20

May also be available: Truestream.

Cell Coverage

5G (outdoors only) and 4G LTE

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