1355 Rowan Ln, Monroe, NC 28110 Property Records

Union County property record for 1355 Rowan Ln, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2,708 sqft · built 2021
Lot Size	0.284 acres (12,371 sqft)
Owner	Individual Name on File
Last Sale	$382,500 (Jul 2021)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-366-220`

Property Details

APN / Parcel Number

Primary APN	`09-366-220`

Interior

Building Area	2,708 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	12,371 sqft (0.284 acres)

Location & Zoning

Street Address	1355 ROWAN LN
City	MONROE
State	NC
Zip	28110-0043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#152 HARKEY CREEK PH2 MAP2 OPCP576
Legal Subdivision	HARKEY CREEK PHASE 2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1045
Census Tract	20307

Owner

Source: Union County records · APN 09-366-220

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1355 ROWAN LN, MONROE, NC 28110-0043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 23, 2025	Intrafamily Transfer, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 15, 2021	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Deed Document Number	202133379
Deed Book / Page	8170 / 839
Last Transfer Date	Jan 23, 2025
Transfer Doc	0009049845
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1355 ROWAN LN, MONROE, NC 28110-0043
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 ROWAN LN, MONROE, NC 28110-0043

Mortgage

Document Number	0008652267
Date	Feb 08, 2023
Book Page	8652/267
Instrument	2879

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jan 23, 2025
Property Address	1355 ROWAN LN, MONROE, NC 28110-0043
Document Number	0009049845
Book / Page	9049 / 845
Map Reference	CAB P FILE 576-579
Instrument Date	Jan 23, 2025
Instrument	1654
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1355 ROWAN LN, MONROE, NC 28110-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 ROWAN LN, MONROE, NC 28110-0043

Mortgage

Document Number	0000001512
Date	Jan 23, 2025
Instrument	1512

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 15, 2021
Property Address	1355 ROWAN LN, MONROE, NC 28110-0043
Document Number	0008170839
Book / Page	8170 / 839
Map Reference	CAB P FILE 576-579
Instrument Date	May 27, 2021
Instrument	33379
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 ROWAN LN, MONROE, NC 28110-0043

Mortgage

Document Number	0000033380
Date	Jul 15, 2021
Instrument	33380

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,368.00 (+17.4%)	$489,500 (+55.3%) Land $85,900 Building $403,600	$489,500 (+55.3%) Land $85,900 Building $403,600
2023	$2,017.00	$315,200 Land $66,000 Building $249,200	$315,200 Land $66,000 Building $249,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 287 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Ripple Fiber, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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