1347 Rowan Ln, Monroe, NC 28110 Property Records

Union County property record for 1347 Rowan Ln, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,006 sqft · built 2021
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$450,500 (Oct 2021)
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jul 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-366-222`

Property Details

APN / Parcel Number

Primary APN	`09-366-222`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,006 sqft Total Area
1st Floor Area	1,380 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1347 ROWAN LN
City	MONROE
State	NC
Zip	28110-0043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#154 HARKEY CREEK PH2 MAP2 OPCP576
Legal Subdivision	HARLEY CREEK PHASE 2 MAP 2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1045
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1347 ROWAN LN, MONROE, NC 28110-0043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Jul 19, 2024	Intrafamily Transfer, Transfer
Oct 7, 2021	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 3, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	Jun 3, 2021 · Amount on Record
Deed Document Number	202147901
Deed Book / Page	8271 / 418
Last Transfer Date	Jun 18, 2024
Transfer Doc	0008941738
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1347 ROWAN LN, MONROE, NC 28110-0043
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1347 ROWAN LN, UNIONVILLE, NC 28110-0043

Mortgage

Document Number	0008989577
Date	Oct 7, 2024
Book Page	8989/577
Instrument	23964

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 4, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jul 19, 2024
Property Address	1347 ROWAN LN, MONROE, NC 28110-0043
Document Number	0008941738
Book / Page	8941 / 738
Map Reference	CAB P FILE 838-841
Instrument Date	Jun 18, 2024
Instrument	16787
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1347 ROWAN LN, MONROE, NC 28110-0043

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 7, 2021
Property Address	1347 ROWAN LN, MONROE, NC 28110-0043
Document Number	0008271418
Book / Page	8271 / 418
Map Reference	CAB P FILE 576-579
Instrument Date	Sep 21, 2021
Instrument	47901
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$901.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1347 ROWAN LN, MONROE, NC 28110-0043

Mortgage

Document Number	0000047902
Date	Oct 7, 2021
Instrument	47902

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 3, 2021
Property Address	1347 ROWAN LN, MONROE, NC 28110-0043
Document Number	0008124810
Book / Page	8124 / 810
Map Reference	CAB P FILE 838-841
Instrument Date	May 27, 2021
Instrument	26405
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$409.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10710 SILCES PLACE #200 # 200, 200, CHARLOTTE, NC 28277
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,900 (-) Land $85,900 Building $439,000	$524,900 (-) Land $85,900 Building $439,000
2025	$2,539.00 (+19.31%)	$524,900 (+57.86%) Land $85,900 Building $439,000	$524,900 (+57.86%) Land $85,900 Building $439,000
2023	$2,128.00	$332,500 Land $66,000 Building $266,500	$332,500 Land $66,000 Building $266,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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