1339 Rowan Ln, Monroe, NC 28110 Property Records

Union County property record for 1339 Rowan Ln, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 2021
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$336,500 (Jul 2021)
Tax Bill	$1,876 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-366-224`

Property Details

APN / Parcel Number

Primary APN	`09-366-224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,595 sqft Total Area
1st Floor Area	1,595 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	6,011 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1339 ROWAN LN
City	MONROE
State	NC
Zip	28110-0043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#156 HARKEY CREEK PH2 MAP2 OPCP576
Legal Subdivision	HARKEY CREEK PHASE 2 MAP 2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1045
Census Tract	20307

Owner

1339 Rowan Ln is owned and occupied by an individual who bought it in July 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1339 ROWAN LN, MONROE, NC 28110-0043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 9, 2025	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jul 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Apr 5, 2021	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES LAG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Apr 5, 2021 · Amount on File
Deed Document Number	202133921
Deed Book / Page	8174 / 671
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1339 ROWAN LN, MONROE, NC 28110-0043
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1339 ROWAN LN, MONROE, NC 28110-0043

Mortgage

Document Number	0008623729
Date	Dec 13, 2022
Book Page	8623/729
Instrument	40626

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1339 ROWAN LN, MONROE, NC 28110-0043
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1339 ROWAN LN, MONROE, NC 28110-0043

Mortgage

Document Number	0000913410
Date	Jun 9, 2025
Book Page	9134/10
Instrument	14262

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	359 Months
Due	May 25, 2055

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 19, 2021
Property Address	1339 ROWAN LN, MONROE, NC 28110-0043
Document Number	0008174671
Book / Page	8174 / 671
Map Reference	CAB P FILE 576-579
Instrument Date	May 27, 2021
Instrument	33921
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1339 ROWAN LN, MONROE, NC 28110-0043

Mortgage

Document Number	0000033922
Date	Jul 19, 2021
Instrument	33922

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 5, 2021
Property Address	1339 ROWAN LN, MONROE, NC 28110-0043
Document Number	0008052721
Book / Page	8052 / 721
Map Reference	CAB P FILE 576-579
Instrument Date	Mar 26, 2021
Instrument	15860
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	NVR SETTLEMENT SERVICES LAG

Transaction

Amount	Amount on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10710 SIKES PL STE 200, 200, CHARLOTTE, NC 28277-8191
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1339 Rowan Ln was $1,876.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,800 (-) Land $85,900 Building $301,900	$387,800 (-) Land $85,900 Building $301,900
2025	$1,876.00	$387,800 Land $85,900 Building $301,900	$387,800 Land $85,900 Building $301,900
2023	$1,685.00	$263,300 Land $66,000 Building $197,300	$263,300 Land $66,000 Building $197,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1339 Rowan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1339 Rowan Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

Nearby Properties on Rowan Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures