Hamilton County property record for 1354 Observatory Dr, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,436 sqft · built 1926 |
| Lot Size | 0.277 acres (12,066 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Apr 2020) |
| Tax Bill | $21,191 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0002-0019-00 |
| Primary APN | 043-0002-0019-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,436 sqft Living Area |
| Gross Area | 4,454 sqft |
| 1st Floor Area | 1,538 sqft |
| 2nd Floor Area | 1,098 sqft |
| Upper Floors Area | 1,098 sqft |
| Attic | Attic |
| Attic Area | 574 sqft |
| Basement Area | 1,244 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,066 sqft (0.277 acres) |
| Lot Dimensions | 162 ft deep x 105 ft wide |
| Garage Type | Basement |
| Patio Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1354 OBSERVATORY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | 1354 OBSERVATORY DR 105.68 X 162.65 IRR PT LOT 18 OBSERVATORY DR |
| Legal Subdivision | OBSERVATORY DRIVE |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 4800 |
1354 Observatory Dr is owned and occupied by two individuals who bought it in April 2020.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1354 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Apr 16, 2020 | Warranty Deed, Transfer PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on File |
| Deed Sale | Apr 16, 2020 · Amount on File |
| Prior Sale | Jun 10, 2010 · Amount on File |
| Deed Document Number | 20202020-0035706 |
| Deed Book / Page | 14148 / 1770 |
| Prior Transfer Date | Jun 15, 2004 |
| Prior Transfer Doc | 0000000370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1354 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016969 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 14605/1090 |
| Instrument | 2022-0016969 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 19, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 16, 2020 |
| Property Address | 1354 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Document Number | 0000035706 |
| Book / Page | 014148 / 001770 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 35706 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | NATIONAL TITLE CLEARING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1354 OBSERVATORY DR CINCINNATI OH 452082504, CINCINNATI, OH 45208-2504 |
| Document Number | 35707 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 014148/001772 |
| Instrument | 35707 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 15, 2050 |
The 2025 property tax bill for 1354 Observatory Dr was $21,191, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,191.00 (+3.13%) | $344,373 (+%) Land $158,078 Building $186,295 | $983,920 Land $451,650 Building $532,270 |
| 2024 | $20,547.00 (-2.21%) | $344,371 (-) Land $158,077 Building $186,294 | |
| 2023 | $21,012.00 (+23.33%) | $344,371 (+37.53%) Land $158,077 Building $186,294 | $983,920 Land $451,650 Building $532,270 |
| 2022 | $17,037.00 Homeowner's exemption | $250,391 Land $115,385 Building $135,006 | |
| 2020 | $715,400 Land $329,670 Building $385,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1354 Observatory Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1354 Observatory Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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