Hamilton County property record for 1330 Observatory Dr, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,369 sqft · built 1923 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,650,000 (Sep 2025) |
| Tax Bill | $27,992 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Oct 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0002-0004-00 |
| Primary APN | 043-0002-0004-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,369 sqft Living Area |
| 1st Floor Area | 1,951 sqft |
| 2nd Floor Area | 1,741 sqft |
| Attic | Attic |
| Attic Area | 677 sqft |
| Basement Area | 1,410 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 234 sqft |
| Patio Area | 531 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1330 OBSERVATORY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1330 OBSERVATORY DR 100 X 145 LOT 15 OBSERVATORY DR SUB |
| Legal Subdivision | OBSERVATORY DRIVE SUB |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 4800 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1330 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2025 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Oct 14, 2024 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Sep 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| May 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Aug 2, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 2, 2017 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on Record |
| Deed Sale | Sep 5, 2025 · Amount on Record |
| Prior Sale | May 12, 2021 · Amount on Record |
| Deed Document Number | 0000068379 |
| Deed Book / Page | 15494 / 738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1330 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1300 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Investor | Possibly a Property Investor |
| Document Number | 0000054286 |
|---|---|
| Date | Jul 22, 2025 |
| Book Page | 15462/82 |
| Instrument | 2025-0054286 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | BELLEVUE, KY 41073 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1330 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1330 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Investor | Possibly a Property Investor |
| Document Number | 0000072093 |
|---|---|
| Date | Oct 14, 2024 |
| Book Page | 15271/226 |
| Instrument | 2024-0072093 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | BELLEVUE, KY 41073 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 5, 2025 |
| Property Address | 1330 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Document Number | 0000068379 |
| Book / Page | 15494 / 738 |
| Map Reference | MB 26 PG 10 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025-0068379 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1330 OBERSVE AVE, RARDEN, OH 45671 |
| Document Number | 0000068380 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 2025-0068380 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Margin | 3 |
| Max Rate | 12.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 12, 2021 |
| Property Address | 1330 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Document Number | 0000059403 |
| Book / Page | 14416 / 4429 |
| Map Reference | MB 26 PG 10 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2021-0059403 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | STEWART TTL RELOCATION SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1330 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Investor | Possibly a Property Investor |
| Document Number | 0000059404 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-0059404 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1330 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Document Number | 0000066751 |
| Instrument Date | Aug 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 1330 OBSERVATORY DR CINCINNATI OH 452082504, CINCINNATI, OH 45208-2504 |
| Document Number | 0000066751 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 013978/002830 |
| Instrument | 66751 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 2, 2017 |
| Property Address | 1330 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Document Number | 0000038613 |
| Book / Page | 013408 / 000072 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 38613 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,075.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1330 OBSERVATORY DR CINCINNATI OH 452082504, CINCINNATI, OH 45208-2504 |
| Document Number | 38614 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 013408/000074 |
| Instrument | 38614 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,992.00 (+3.11%) | $455,000 (+%) Land $134,354 Building $320,646 | |
| 2024 | $27,147.00 (-2.2%) | $454,999 (-) Land $134,354 Building $320,645 | |
| 2023 | $27,757.00 (-1.9%) | $454,999 (+9.34%) Land $134,354 Building $320,645 | $1,300,000 (+9.34%) Land $383,870 Building $916,130 |
| 2022 | $28,296.00 Homeowner's exemption | $416,151 Land $98,074 Building $318,077 | |
| 2020 | $1,189,000 Land $280,210 Building $908,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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