Hamilton County property record for 1344 Observatory Dr, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,072 sqft · built 1922 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,000 (Jan 2011) |
| Tax Bill | $20,435 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0002-0002-00 |
| Primary APN | 043-0002-0002-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,072 sqft Living Area |
| Gross Area | 5,509 sqft |
| 1st Floor Area | 1,945 sqft |
| 2nd Floor Area | 1,437 sqft |
| Attic | Attic |
| Attic Area | 690 sqft |
| Basement Area | 1,437 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 201 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1344 OBSERVATORY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | 1344 OBSERVATORY DR 100 X 201.53 IRR LOT 17 OBSERVATORY DR SUB |
| Legal Subdivision | OBSERVATORY DR SUB |
| Legal Lot Number | 17 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 4800 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1344 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 1, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2011 · Amount on Record |
| Deed Sale | Jan 27, 2011 · Amount on Record |
| Deed Document Number | 201112805 |
| Deed Book / Page | 11639 / 153 |
| Last Transfer Date | May 25, 2022 |
| Transfer Doc | 0000054237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1344 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000057928 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 14414/2626 |
| Instrument | 2021-0057928 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1344 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000092854 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 14471/350 |
| Instrument | 2021-0092854 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1344 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1344 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Document Number | 0000058798 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 14983/1168 |
| Instrument | 2023-0058798 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 1, 2022 |
| Property Address | 1344 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
| Document Number | 0000054237 |
| Book / Page | 14679 / 774 |
| Map Reference | MB 26 PG 10 |
| Instrument Date | May 6, 2022 |
| Instrument | 2022-0054237 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1344 OBSERVATORY DR, CINCINNATI, OH 45208-2504 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,435.00 (+3.11%) | $332,004 (+%) Land $144,246 Building $187,758 | $948,580 (-) Land $412,130 Building $536,450 |
| 2024 | $19,819.00 (-2.19%) | $332,002 (-) Land $144,245 Building $187,757 | |
| 2023 | $20,263.00 (+2.01%) | $332,002 (+13.71%) Land $144,245 Building $187,757 | $948,580 (+13.71%) Land $412,130 Building $536,450 |
| 2022 | $19,863.00 Homeowner's exemption | $291,981 Land $105,291 Building $186,690 | |
| 2020 | $834,230 Land $300,830 Building $533,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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