Saginaw County property record for 13399 Ring Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,378 sqft · built 1978 |
| Lot Size | 2.89 acres (126,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $71,000 (May 1993) |
| Tax Bill | $3,251 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-2-13-4002-002 |
| Primary APN | 08-10-2-13-4002-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,378 sqft Living Area |
| 1st Floor Area | 1,676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 126,150 sqft (2.89 acres) |
| Lot Dimensions | 598 ft deep x 200 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 108 sqft |
| Patio Area | 765 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13399 RING RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-9517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT NW CORN OF W 1/2 OF SE 1/4 TH SLY ON N&S 1/4 LINE 632.12 FT TH ELY PARA TO E&W 1/4 LINE 399.96 FT TH NLY PARA TO N&S |
| Legal Range | 02E |
| Legal Township | 10N |
| Legal Section | 13 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRANT |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 12400 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 209, SAINT CHARLES, MI 48655-0209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 1993 · Amount on Record |
| Deed Sale | May 17, 1993 · Amount on Record |
| Deed Book / Page | 1861 / 988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 13399 RING RD, SAINT CHARLES, MI 48655-9517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 13399 RING RD, SAINT CHARLES, MI 48655-9517 |
| Document Number | 0000007043 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022007043 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brant Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,300 (+24.1%) | $330,600 (+24.1%) | |
| 2025 | $3,251.00 (+22.08%) Homeowner's exemption | ||
| 2023 | $133,200 | $266,400 | |
| 2022 | $2,663.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G and 4G LTE (outdoors only)
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