13497 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13497 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,784 sqft · built 2014
Lot Size	0.269 acres (11,740 sqft)
Owner	Individual Name on File
Tax Bill	$2,348 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-05-0-00397-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-05-0-00397-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	2,784 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	11,740 sqft (0.269 acres)
Lot Dimensions	138 ft deep x 80 ft wide
Patio Area	100 sqft

Location & Zoning

Street Address	13497 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-8935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PHASE 10 LOT 397
Legal Range	05
Legal Township	02
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 10
Legal Phase	10
Legal Lot Number	397
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	70830

Owner

13497 Lapstone Ln is owned and occupied by an individual who acquired it in October 2023.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13497 LAPSTONE LN, OLIVE BRANCH, MS 38654-8935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023
Deed Sale	Oct 26, 2023
Prior Sale	Mar 23, 2015
Deed Document Number	0102320045
Deed Book / Page	1023 / 20045
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13497 LAPSTONE LN, OLIVE BRANCH, MS 38654-8935
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13497 LAPSTONE LN, OLIVE BRANCH, MS 38654-8935

Mortgage

Document Number	005663/537
Date	Jan 5, 2026
Book Page	5663/537

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 26, 2023
Property Address	13497 LAPSTONE LN, OLIVE BRANCH, MS 38654-8935
Document Number	1023/20045
Book / Page	1023 / 20045
Map Reference	MB 106 PG 1
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2997 CYPRESS LAKE DR S, OLIVE BRANCH, MS 38654-9872

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13497 LAPSTONE LN, OLIVE BRANCH, MS 38654-8935

Tax Assessment & Valuation

The 2025 property tax bill for 13497 Lapstone Ln was $2,348.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,348.00	$28,476 Land $3,500 Building $24,976	$284,764 Land $35,000 Building $249,764
2023	$2,075.00	$20,757 (-)	$207,574 (-) Land $35,000 Building $172,574
2022	$2,075.00	$20,757 Land $3,500 Building $17,257	$207,574 Land $35,000 Building $172,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13497 Lapstone Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13497 Lapstone Ln is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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