1353 Bercot Rd, Freeland, WA 98249 Property Records

Island County property record for 1353 Bercot Rd, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,556 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Sep 2015)
Tax Bill	$8,611 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R22903-158-3310`

Property Details

APN / Parcel Number

Primary APN	`R22903-158-3310`
Alternative APN	`812636`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,556 sqft Living Area
Gross Area	2,974 sqft
1st Floor Area	1,464 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Aluminum
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Storage Building	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1353 BERCOT RD
City	FREELAND
State	WA
Zip	98249-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT GL4 DESC BG INTER CLNS OF BRADSHAW & HONEYMOON BAY RDS S ALG CLN SD HONEYMOON BAY RD & ALG INITIAL COURSE OF QCD AF#185209 281.80 N88E ALG NLN OF TR DESC IN SD QCD ALSO BEING SLN SD PLAT 507.43 TPB N88E ALG SD LN 73.91 TO SECR LOT 5 SD PLAT N8W
Legal Lot Number	5
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2021
Census Tract	971301

Owner

1353 Bercot Rd is owned and occupied by two individuals who bought it in September 2015.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1353 BERCOT RD, FREELAND, WA 98249-9706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Mar 27, 2019	Loan Modification, Mortgage PEOPLES BK
Dec 28, 2018	Loan Modification, Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2015 · Amount on File
Deed Sale	Sep 9, 2015 · Amount on File
Deed Document Number	20154385721
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1353 BERCOT RD, FREELAND, WA 98249-9706
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004536630
Date	Dec 27, 2021
Instrument	4536630

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1353 BERCOT RD, FREELAND, WA 98249-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004446907
Date	Jun 27, 2018
Instrument	4446907

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	367 Months
Due	Jan 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1353 BERCOT RD, FREELAND, WA 98249-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004487783
Date	Jun 1, 2020
Instrument	4487783

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ISLAND WA
Property Address	1353 BERCOT RD, FREELAND, WA 98249-9706
Document Number	0004461215
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 BERCOT RD FREELAND WA 982499706, FREELAND, WA 98249-9706

Mortgage

Document Number	0004461215
Date	Mar 28, 2019
Instrument	4461215

Lender

Name	PEOPLES BK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ISLAND WA
Property Address	1353 BERCOT RD, FREELAND, WA 98249-9706
Document Number	0004457213
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 BERCOT RD FREELAND WA 982499706, FREELAND, WA 98249-9706

Mortgage

Document Number	0004457213
Date	Dec 28, 2018
Instrument	4457213

Lender

Name	PEOPLES BK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2026 property tax bill for 1353 Bercot Rd was $8,611.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,611.00
2025		$1,090,687 Land $470,000 Building $620,687	$1,090,687 Land $470,000 Building $620,687
2023	$6,547.00	$1,050,778 (+7.69%) Land $420,000 Building $630,778	$1,050,778 (+7.69%) Land $420,000 Building $630,778
2022		$975,751 Land $400,000 Building $575,751	$975,751 Land $400,000 Building $575,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1353 Bercot Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2012–2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1353 Bercot Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREELAND WATER AND SEWER DISTRICT serves 1,264 people · EPA ID WA5326450
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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