1306 Bercot Rd, Freeland, WA 98249 Property Records

Island County property record for 1306 Bercot Rd, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 816 sqft · built 1959
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$457,000 (Aug 2025)
Tax Bill	$3,116 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R22903-128-2730`

Property Details

APN / Parcel Number

Primary APN	`R22903-128-2730`
Alternative APN	`46621`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1306 BERCOT RD
City	FREELAND
State	WA
Zip	98249-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	42 - W165 GL5: BG SW CR GL5 N1215.18 TPB E1728.1 TO SHORE N13*E124.2 W1757. 53 TO WLN GL5 S TPB EX N30 & EX W30
Legal Range	2E
Legal Township	29N
Legal Section	03
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2023
Census Tract	971301

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1564, FREELAND, WA 98249-1564
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Aug 21, 2025	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 12, 2022	Intrafamily Transfer, Transfer
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Oct 5, 2022 · Amount on Record
Deed Document Number	20254589899
Prior Transfer Date	Mar 29, 2022
Prior Transfer Doc	0004543124
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1306 BERCOT RD, FREELAND, WA 98249-9706
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004526697
Date	Aug 12, 2021
Instrument	4526697

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 21, 2025
Property Address	1306 BERCOT RD, FREELAND, WA 98249-9706
Document Number	0004589899
Instrument Date	Aug 14, 2025
Instrument	4589899
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,317.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1564, FREELAND, WA 98249-1564

Mortgage

Document Number	0004589900
Date	Aug 21, 2025
Instrument	4589900

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 5, 2022
Property Address	1306 BERCOT RD, FREELAND, WA 98249-9706
Document Number	0004552125
Instrument Date	Sep 27, 2022
Instrument	4552125
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,389.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1767 FIRCREST AVE, COUPEVILLE, WA 98239-9645

Mortgage

Document Number	0004552126
Date	Oct 5, 2022
Instrument	4552126

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Apr 12, 2022
Property Address	1306 BERCOT RD, FREELAND, WA 98249-9706
Document Number	0004543124
Instrument Date	Mar 29, 2022
Instrument	4543124
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 2, 2021
Property Address	1306 BERCOT RD, FREELAND, WA 98249-9706
Document Number	0004526005
Instrument Date	Jul 21, 2021
Instrument	4526005
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	CTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LITTLE BUTTE RANCH RD, CHELAN, WA 98816-9266

Mortgage

Document Number	0004526006
Date	Aug 2, 2021
Instrument	4526006

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,116.00 (+11.41%)
2025	$2,797.00 (+16.15%)	$392,273 (+0.76%) Land $240,000 Building $152,273	$392,273 (+0.76%) Land $240,000 Building $152,273
2023	$2,408.00	$389,302 (+9.33%) Land $230,000 Building $159,302	$389,302 (+9.33%) Land $230,000 Building $159,302
2022		$356,066 Land $210,000 Building $146,066	$356,066 Land $210,000 Building $146,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2012–2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREELAND WATER AND SEWER DISTRICT serves 1,264 people · EPA ID WA5326450
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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