1348 Bercot Rd, Freeland, WA 98249 Property Records

Island County property record for 1348 Bercot Rd, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,440 sqft · built 2018
Lot Size	0.353 acres (15,376 sqft)
Owner	2 Individual Names on File
Last Sale	$985,000 (Dec 2019)
Tax Bill	$9,157 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Dec 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R22903-128-3190`

Property Details

APN / Parcel Number

Primary APN	`R22903-128-3190`
Alternative APN	`803211`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Building Area	3,440 sqft Living Area
1st Floor Area	2,014 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Aluminum
Lot Area	15,376 sqft (0.353 acres)
Garage Type	Detached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,025 sqft
Storage Building	631 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1348 BERCOT RD
City	FREELAND
State	WA
Zip	98249-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	W175 OF E335 OF W835 OF PT GL5 DESC BG SWCR GL5 N1215.18 TPB E1728.1 N13E124.2 ML TO NLN GL5 W1757.53 TO WLN GL5 S TPB EX N30 FOR RD AF#94098
Legal Range	2E
Legal Township	29N
Legal Section	03
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2023
Census Tract	971301

Owner

1348 Bercot Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1348 BERCOT RD, FREELAND, WA 98249-9706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Dec 8, 2017	Trustee's Deed, Construction Loan · Construction Mortgage PEOPLES BK
Aug 4, 2017	Affidavit of Death, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Aug 4, 2017	Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on File
Deed Sale	Dec 11, 2019 · Amount on File
Prior Sale	Aug 4, 2017 · Amount on File
Deed Document Number	20194477302
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Dec 11, 2019
Property Address	1348 BERCOT RD, FREELAND, WA 98249-9706
Document Number	0004477302
Instrument Date	Dec 2, 2019
Instrument	4477302
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	LAND TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,538.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 ROYAL COURT, CHARLOTTE, NC 28202

Mortgage

Document Number	0004477303
Date	Dec 11, 2019
Instrument	4477303

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0004477304
Date	Dec 11, 2019
Instrument	4477304

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ISLAND WA
Recording Date	Dec 8, 2017
Property Address	1348 BERCOT RD, FREELAND, WA 98249-9706
Instrument Date	Dec 5, 2017
Instrument	4435438
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2095 SHORE AVE FREELAND WA 982499594, FREELAND, WA 98249-9594

Mortgage

Document Number	0004435438
Date	Dec 8, 2017
Instrument	4435438

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ISLAND WA
Recording Date	Aug 4, 2017
Property Address	1348 BERCOT RD, FREELAND, WA 98249-9706
Document Number	0004427607
Instrument Date	Aug 3, 2017
Instrument	4427607
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4649 88TH ST SW MUKILTEO WA 982753211, MUKILTEO, WA 98275-3211

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 4, 2017
Property Address	1348 BERCOT RD, FREELAND, WA 98249-9706
Document Number	0004427631
Instrument Date	Aug 3, 2017
Instrument	4427631
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Tax	$1,963.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 777 FREELAND WA 982490777, FREELAND, WA 98249-0777

Tax Assessment & Valuation

The 2026 property tax bill for 1348 Bercot Rd was $9,157.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,157.00
2025		$1,163,385 Land $340,000 Building $823,385	$1,163,385 Land $340,000 Building $823,385
2023	$6,975.00	$1,136,773 (+8.91%) Land $300,000 Building $836,773	$1,136,773 (+8.91%) Land $300,000 Building $836,773
2022		$1,043,789 Land $280,000 Building $763,789	$1,043,789 Land $280,000 Building $763,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1348 Bercot Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2012–2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1348 Bercot Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREELAND WATER AND SEWER DISTRICT serves 1,264 people · EPA ID WA5326450
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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