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13521 SW 98th St, Miami, FL 33186 Property Records

Miami-Dade County property record for 13521 SW 98th St, Miami, FL 33186

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,709 sqft · built 1978
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$531,000 (Jun 2021)
Tax Bill$9,021 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN30-5902-005-0470

Property Details

APN / Parcel Number

Primary APN30-5902-005-0470

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,709 sqft Living Area
Gross Area2,328 sqft
1st Floor Area1,709 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions112 ft deep x 75 ft wide
Garage Area226 sqft
PorchPorch
Porch Area47 sqft
Patio Area300 sqft

Location & Zoning

Street Address13521 SW 98TH ST
CityMIAMI
StateFL
Zip33186-2801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2800
Legal DescriptionCALUSA CLUB ESTS 3RD ADDN PB 103-78 LOT 11 BLK 10 LOT SIZE 75 X 112.13 OR 20080-2770 122001 1
Legal Range39E
Legal Township55S
Legal Section02
Legal SubdivisionCALUSA CLUB ESTS 3RD ADDN
Legal Block10
Legal Lot Number11
JurisdictionDADE FL
Township / Civil DivisionKENDALE LAKES-TAMIAMI
Census Block Group5
Census Block5005
Census Tract19000

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address13521 SW 98TH ST, MIAMI, FL 33186-2801
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2021 · Amount on Record
Deed SaleJun 29, 2021 · Amount on Record
Prior SaleMay 5, 2014 · Amount on Record
Deed Document Number2021463634
Deed Book / Page32590 / 71
Prior Transfer DateNov 7, 2013
Prior Transfer Doc0000239123
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJun 29, 2021
Property Address13521 SW 98TH ST, MIAMI, FL 33186-2801
Document Number0000463634
Book / Page32590 / 71
Map ReferenceMB 103 PG 78
Instrument DateJun 28, 2021
Instrument2021R0463634
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,186.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1127 VENETIA AVE, 1127, CORAL GABLES, FL 33134-2463

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13521 SW 98TH ST, MIAMI, FL 33186-2801

Mortgage

Document Number0000000073
DateJun 29, 2021
Instrument32590/73
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address13521 SW 98TH ST, MIAMI, FL 33186-2801
Transaction TypeMortgage
Record UpdatedFeb 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address13521 SW 98TH ST, MIAMI, FL 33186-2801

Mortgage

Document Number0000051085
DateJan 22, 2021
Book Page32304/2939
Instrument2021R0051085
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,021.00 (+7.13%) Homeowner's exemption$531,982 (+5.99%)$626,089 (+6.97%) Land $349,800 Building $276,289
2023$8,421.00 (+3.62%) Homeowner's exemption$501,933 (+3%)$585,314 (+11.6%) Land $302,100 Building $283,214
2022$8,127.00$487,314$524,476 Land $238,500 Building $285,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims64 (1979–2017)
Claims Outside the SFHA2 of 64
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Katrina, Aug 2005 · 10 claims
  • Severe Storms And Flooding, Oct 2000 · 8 claims
  • Hurricane Irene, Oct 1999 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

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