13511 SW 98th St, Miami, FL 33186 Property Records

Miami-Dade County property record for 13511 SW 98th St, Miami, FL 33186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1977
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,000 (Sep 2020)
Tax Bill	$3,885 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-5902-005-0460`

Property Details

APN / Parcel Number

Primary APN	`30-5902-005-0460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	112 ft deep x 75 ft wide
Garage Area	230 sqft
Porch	Porch
Porch Area	48 sqft
Patio Area	1,200 sqft

Location & Zoning

Street Address	13511 SW 98TH ST
City	MIAMI
State	FL
Zip	33186-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2800
Legal Description	CALUSA CLUB ESTS 3RD ADDN PB 103-78 LOT 10 BLK 10 LOT SIZE 75 X 112.10 OR 18304-1766 1098 4
Legal Range	39E
Legal Township	55S
Legal Section	02
Legal Subdivision	CALUSA CLUB ESTS 3RD ADDN
Legal Block	10
Legal Lot Number	10
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	5
Census Block	5005
Census Tract	19000

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13511 SW 98TH ST, MIAMI, FL 33186-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EDUCATIONAL FCU
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Mar 25, 2020	Warranty Deed, Transfer ADVANCE PARTNERS TITLE, ADVANCE PTRS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	2020519171
Deed Book / Page	32098 / 3806
Prior Transfer Date	Jan 17, 2020
Prior Transfer Doc	0000057060
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	May 21, 2026
Property Address	13511 SW 98TH ST, MIAMI, FL 33186-2801
Document Number	0000346333
Book / Page	35312 / 4586
Instrument Date	May 8, 2026
Instrument	2026346333
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13511 SW 98TH ST, MIAMI, FL 33186-2801

Mortgage

Document Number	0000346333,
Date	May 21, 2026
Book Page	35312/4586
Instrument	2026346333

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	13511 SW 98TH ST, MIAMI, FL 33186-2801
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13511 SW 98TH ST, MIAMI, FL 33186-2801

Mortgage

Document Number	0000725811
Date	Sep 24, 2025
Book Page	34954/4699
Instrument	2025R0725811

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	13511 SW 98TH ST, MIAMI, FL 33186-2801
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13511 SW 98TH ST, MIAMI, FL 33186-2801

Mortgage

Document Number	0000154644
Date	Feb 23, 2022
Book Page	33033/15
Instrument	2022R0154644

Lender

Name	EDUCATIONAL FCU
Type	Credit Union
Address	MIAMI, FL 33183

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 25, 2027

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Sep 15, 2020
Property Address	13511 SW 98TH ST, MIAMI, FL 33186-2801
Document Number	0000519171
Book / Page	32098 / 3806
Map Reference	MB 103 PG 78
Instrument Date	Sep 3, 2020
Instrument	2020R0519171
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FLAMINGO TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,754.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8701 SW 84TH AVE, 8701, MIAMI, FL 33143-6960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13511 SW 98TH ST, MIAMI, FL 33186-2801

Mortgage

Document Number	0000003808
Date	Sep 15, 2020
Instrument	32098/3808

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 25, 2020
Property Address	13511 SW 98TH ST, MIAMI, FL 33186-2801
Document Number	0000189072
Book / Page	031869 / 002462
Instrument Date	Mar 13, 2020
Instrument	189072
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	ADVANCE PARTNERS TITLE, ADVANCE PTRS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,950.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8701 SW 84TH AVE MIAMI FL 331436960, MIAMI, FL 33143-6960

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,885.00 (+9.71%) Homeowner's exemption	$228,671 (+5.99%)	$573,248 (+7.83%) Land $349,800 Building $223,448
2023	$3,541.00 (+6.18%) Homeowner's exemption	$215,755 (+4.63%)	$531,622 (+13.68%) Land $302,100 Building $229,522
2022	$3,335.00 Homeowner's exemption	$206,203	$467,660 Land $238,500 Building $229,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	64 (1979–2017)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Katrina, Aug 2005 · 10 claims Severe Storms And Flooding, Oct 2000 · 8 claims Hurricane Irene, Oct 1999 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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