13501 SW 98th St, Miami, FL 33186 Property Records

Miami-Dade County property record for 13501 SW 98th St, Miami, FL 33186

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,936 sqft · built 1977
Lot Size	0.195 acres (8,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$21,875 (Jan 1998)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-5902-005-0450`

Property Details

APN / Parcel Number

Primary APN	`30-5902-005-0450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	1,936 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	8,512 sqft (0.195 acres)
Lot Dimensions	112 ft deep x 75.8 ft wide
Garage Area	241 sqft
Porch	Porch
Porch Area	92 sqft
Patio Area	630 sqft

Location & Zoning

Street Address	13501 SW 98TH ST
City	MIAMI
State	FL
Zip	33186-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2800
Legal Description	CALUSA CLUB ESTS 3RD ADDN PB 103-78 LOT 9 BLK 10 LOT SIZE 75.81 X 112.06 OR 17957-2428 0197 4
Legal Range	39E
Legal Township	55S
Legal Section	02
Legal Subdivision	CALUSA CLUB ESTS 3RD ADDN
Legal Block	10
Legal Lot Number	9
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	5
Census Block	5005
Census Tract	19000

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13501 SW 98TH ST, MIAMI, FL 33186-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA
Apr 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 1998 · Amount on Record
Deed Sale	Jan 28, 1998 · Amount on Record
Deed Book / Page	17957 / 2428
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	May 28, 2026
Property Address	13501 SW 98TH ST, MIAMI, FL 33186-2801
Document Number	0000363848
Book / Page	35323 / 2580
Instrument Date	May 14, 2026
Instrument	2026363848
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13501 SW 98TH ST, MIAMI, FL 33186-2801

Mortgage

Document Number	0000363848,
Date	May 28, 2026
Book Page	35323/2580
Instrument	2026363848

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	13501 SW 98TH ST, MIAMI, FL 33186-2801
Document Number	0000277089
Instrument Date	Apr 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13501 SW 98TH ST MIAMI FL 331862801, MIAMI, FL 33186-2801

Mortgage

Document Number	0000277089
Date	May 17, 2017
Book Page	030536/000872
Instrument	277089

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,554.00 (+10.13%) Homeowner's exemption	$209,144 (+5.99%)	$592,359 (+8.04%) Land $352,264 Building $240,095
2023	$3,227.00 (+4.57%) Homeowner's exemption	$197,331 (+3%)	$548,263 (+12.77%) Land $304,228 Building $244,035
2022	$3,086.00 Homeowner's exemption	$191,584	$486,185 Land $240,180 Building $246,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	64 (1979–2017)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Katrina, Aug 2005 · 10 claims Severe Storms And Flooding, Oct 2000 · 8 claims Hurricane Irene, Oct 1999 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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