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13509 Madison Dock Rd, Orlando, FL 32828 Property Records

Orange County property record for 13509 Madison Dock Rd, Orlando, FL 32828

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,274 sqft · built 2004
Lot Size0.169 acres (7,350 sqft)
Owner2 Individual Names on File
Last Sale$257,300 (Jun 2004)
Tax Bill$4,245 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN23-22-31-0894-00-330

Property Details

APN / Parcel Number

Primary APN23-22-31-0894-00-330
Alternative APNs
  • 312223089400330
  • 605669
  • 611921
  • 616726

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,274 sqft Living Area
Gross Area4,315 sqft
1st Floor Area2,903 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,350 sqft (0.169 acres)
Garage TypeAttached
Garage Area657 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area318 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13509 MADISON DOCK RD
CityORLANDO
StateFL
Zip32828-9511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionBRIDGE WATER PHASE IV 54/8 LOT 33
Legal Range31E
Legal Township22S
Legal Section23
Legal SubdivisionBRIDGE WATER PH 4
Legal PhaseIV
Legal Tract894
Legal Lot Number33
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1001
Census Tract16743

Owner

13509 Madison Dock Rd is owned and occupied by two individuals who bought it in June 2004.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address13509 MADISON DOCK RD, ORLANDO, FL 32828-9511
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2004 · Amount on File
Deed SaleJun 25, 2004 · Amount on File
Deed Document Number2004403279
Deed Book / Page7500 / 3455
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13509 MADISON DOCK RD, ORLANDO, FL 32828-9511
Document Number0000427802
Instrument DateAug 5, 2020
Transaction TypeMortgage
Record UpdatedSep 4, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13509 MADISON DOCK RD ORLANDO FL 328289511, ORLANDO, FL 32828-9511

Mortgage

Document Number0000427802
DateAug 13, 2020
Instrument427802
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 12, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 13509 Madison Dock Rd was $4,245, up 5.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,802 (+2.7%)$565,910 (-1.45%) Land $60,000 Building $505,910
2025$4,245.00 (+5.73%) Homeowner's exemption$270,499$574,220 Land $60,000 Building $514,220
2024$4,015.00 (+7.12%)
2023$3,748.00 (+4.26%) Homeowner's exemption$255,219 (+3%)$513,112 (+16.46%) Land $60,000 Building $453,112
2022$3,595.00 Homeowner's exemption$247,785$440,585 Land $60,000 Building $380,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13509 Madison Dock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13509 Madison Dock Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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