13508 Madison Dock Rd, Orlando, FL 32828 Property Records

Orange County property record for 13508 Madison Dock Rd, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,378 sqft · built 2004
Lot Size	0.175 acres (7,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,400 (Apr 2004)
Tax Bill	$3,998 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-31-0894-00-490`

Property Details

APN / Parcel Number

Primary APN	`23-22-31-0894-00-490`
Alternative APNs	`312223089400490` `605687` `611941` `616745`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,378 sqft Living Area
Gross Area	3,074 sqft
1st Floor Area	2,378 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,609 sqft (0.175 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	244 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13508 MADISON DOCK RD
City	ORLANDO
State	FL
Zip	32828-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BRIDGE WATER PHASE IV 54/8 LOT 49
Legal Range	31E
Legal Township	22S
Legal Section	23
Legal Subdivision	BRIDGE WATER PH 4
Legal Phase	IV
Legal Tract	894
Legal Lot Number	49
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1001
Census Tract	16743

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13508 MADISON DOCK RD, ORLANDO, FL 32828-9510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 12, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG
Jan 11, 2020	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP
Mar 1, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2004 · Amount on Record
Deed Sale	Apr 23, 2004 · Amount on Record
Deed Document Number	2004241853
Deed Book / Page	7401 / 1464
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13508 MADISON DOCK RD, ORLANDO, FL 32828-9510
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13508 MADISON DOCK RD, ORLANDO, FL 32828-9510

Mortgage

Document Number	0000176589
Date	Mar 17, 2022
Instrument	20220176589

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13508 MADISON DOCK RD, ORLANDO, FL 32828-9510
Document Number	0000668995
Instrument Date	Dec 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13508 MADISON DOCK RD ORLANDO FL 328289510, ORLANDO, FL 32828-9510

Mortgage

Document Number	0000668995
Date	Dec 22, 2020
Instrument	668995

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362-3888

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13508 MADISON DOCK RD, ORLANDO, FL 32828-9510
Document Number	0000038419
Instrument Date	Jan 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13508 MADISON DOCK RD ORLANDO FL 328289510, ORLANDO, FL 32828-9510

Mortgage

Document Number	0000038419
Date	Jan 21, 2020
Instrument	38419

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13508 MADISON DOCK RD, ORLANDO, FL 32828-9510
Document Number	0000141977
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13508 MADISON DOCK RD ORLANDO FL 328289510, ORLANDO, FL 32828-9510

Mortgage

Document Number	0000141977
Date	Mar 8, 2019
Instrument	141977

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,015 (+2.7%)	$478,580 (-1.57%) Land $60,000 Building $418,580
2025	$3,998.00 (+5.94%) Homeowner's exemption	$255,127 (+5.99%)	$486,230 (+10.09%) Land $60,000 Building $426,230
2024	$3,774.00 (+7.09%)
2023	$3,524.00 (+4.35%) Homeowner's exemption	$240,716 (+3%)	$441,667 (+13.56%) Land $60,000 Building $381,667
2022	$3,377.00 Homeowner's exemption	$233,705	$388,923 Land $60,000 Building $328,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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