Lincoln County property record for 1350 Pell Dr, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,521 sqft · built 2006 |
| Lot Size | 1.79 acres (78,103 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,500 (Dec 2014) |
| Tax Bill | $1,735 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3613-93-1497 |
| Primary APN | 3613-93-1497 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,521 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 78,103 sqft (1.79 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 253630 |
|---|---|
| Street Address | 1350 PELL DR |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-7314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #2 LT PELL ROAD EXTENS |
| Legal Subdivision | PELL ROAD |
| Legal Lot Number | 2 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 70700 |
1350 Pell Dr is owned and occupied by an individual who bought it in December 2014.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1350 PELL DR, LINCOLNTON, NC 28092-7314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage SHAMROCK HOME LOANS INC |
| Oct 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP |
| Jan 5, 2018 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2014 · Amount on File |
| Deed Sale | Dec 4, 2014 · Amount on File |
| Prior Sale | Aug 11, 2006 · Amount on File |
| Deed Document Number | 2014527880 |
| Deed Book / Page | 2492 / 125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1350 PELL DR, LINCOLNTON, NC 28092-7314 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3103495 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 3103/495 |
| Instrument | 641989 |
| Name | SHAMROCK HOME LOANS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | RUMFORD, RI 02916 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1350 PELL DR, LINCOLNTON, NC 28092-7314 |
| Document Number | 2853453 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 1350 PELL DR LINCOLNTON NC 280927314, LINCOLNTON, NC 28092-7314 |
| Document Number | 2853453 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 002853/000453 |
| Instrument | 599101 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Oct 13, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1350 PELL DR, LINCOLNTON, NC 28092-7314 |
| Document Number | 2717202 |
| Book / Page | 002717 / 000202 |
| Instrument Date | Jan 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Title Company | MORTGAGE INFORMATION SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1350 PELL DR LINCOLNTON NC 280927314, LINCOLNTON, NC 28092-7314 |
| Document Number | 2717202 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 002717/000202 |
| Instrument | 572865 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 10, 2033 |
The 2026 property tax bill for 1350 Pell Dr was $1,735.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,735.00 | $251,418 Land $34,471 Building $216,947 | $251,418 Land $34,471 Building $216,947 |
| 2023 | $1,715.00 | $251,418 Land $34,471 Building $216,947 | $251,418 Land $34,471 Building $216,947 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1350 Pell Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1350 Pell Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
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